cross-posted from: piefed.blahaj.zone/c/…/valid-point
My wallet isn’t owned by a tech conglomerate that has access and admin privileges to everything inside of it. Also, I just don’t want my phone to be everything, especially my I.D.
Submitted 21 hours ago by FoxtrotDeltaTango@sh.itjust.works to [deleted]
https://piefed.cdn.blahaj.zone/posts/Hr/g9/Hrg9ZjKyCG7jSQZ.jpg
cross-posted from: piefed.blahaj.zone/c/…/valid-point
My wallet isn’t owned by a tech conglomerate that has access and admin privileges to everything inside of it. Also, I just don’t want my phone to be everything, especially my I.D.
My phone’s dead. Guess I’m broke until I find a charger.
Admittedly, I only have a couple of gen Z friends, but they both have the biggest wallets of anyone I know.
Yep. Teacher here. They (almost) all have wallets.
Let me break out my checkbook in the grocery store line and watch their souls leave their bodies.
Im not about to trust a single point of failure with everything. If my phone breaks I want alternative options
It’s OK, Gramps, let’s get you back to bed.
Kids these days with their newfangled ideas!
I have 10€ in my phones battery compartment, because sometimes I leave my wallet at home, or forget it.
And visa has outages sometimes…
It became a habit for me whenever I am leaving home. Phone and hand kerchief in right pocket, wallet and keys in left pocket. If any item is missing I feel an absolute dread that can’t be ignored. Sometimes dap and iem in right and left pocket when it’s one of those trips.
I’ve memorized my credit card details for a decade and a half. I don’t often forget my wallet, but it has happened. The few times it has, cashiers have been confused but generally managed to make it work when I’ve given them the numbers. (And to be clear, I’m grateful to them for accommodating the situation.)
I’ve never considered physically embodying cash within my phone. I’m super paranoid about leaving it behind ever since I broke my ankle and had to call my wife to save me, so I’m less likely to forget it than I am my wallet. Thanks for the idea!
If visa/mastercard has an outage the edge (nets etc) will cover your payment. This happens automatically after 3 seconds.
Strangely enough thats exactly why I dont carry a wallet. I carry all the things you’d expect in your wallet, but spread out over all my pockets.
I am far too scatterbrained for that, I would spend half my day searching my pockets
Depending on how much stuff that is, that’s actually insane.
I will lose a wallet and keys, but I won’t lose my phone. It’s that simple. I have a keypad lock on my house and a car which uses a phone key, so I only carry my phone and it’s the most liberating thing ever. A few years back I rented again for a year when I moved to a new city, and the mental stress of needing to carry a key around was so much higher than I remembered it being.
I learned my lesson when my banking app had an error with location detection and wouldn’t let me pay. Luckily I was with someone I could borrow the money from. I now always carry a backup, lol.
Get a card binder. Can even put in a note or two with rarely used cards.
that’s dumb. I have a wallet and so does everyone else I know in my age. Im gEn Z. these stupid generational labels make no sense
This is a pretty old meme. I can’t remember the context anymore
Even if you pay by phone, there is so much other stuff in my Wallet.
From what I can tell in this thread, most people carry wallets outside of generational divides. There is also a significant number of generational-independent psychopaths who have absolutely unhinged systems like “I just carry lose cards in my pocket because I don’t want to take ten minutes picking out a wallet”.
I strayed into not taking a wallet out with me briefly, then I realised my life shouldn’t rely on Apple or Android (or my (lack of) ability to charge devices).
Exactly. We should decrease our dependency on these companies, not increase it.
I wouldn’t mind that so much if those payment methods were more universally accepted, but they aren’t.
I use a wallet case so I can put cards in the back of my phone case instead of carrying a wallet.
My state doesn’t accept your license/id to be digital, id also have to walk a few miles before I found the nearest sidewalk, so the idea of going anywhere without a wallet it absurd.
Paying with cash is the most private method. I hope it stays.
You already can’t in so many places. I thought it was required to accept cash, but apparently that’s only for paying the government.
Cash is required to be accepted to clear a debt.
Cash is not required to be accepted to make a purchase.
You mean Friends lied to me!?
Uhm… on top of not having my phone as my single payment method… where should I carry my id and driver’s license and medical card if not in the wallet? Should I carry them loose in the pocket? Or in my bag? Why? That’s so unconvenient and in the long term ends up damaging them.
I barely keep my phone on me, period. I hate the thing.
What is your secret? The doom rectangle cannot be evaded…
I have a job that prohibits me from having a phone during working hours. It broke me of my dependency and now ive notice people getting irritated if i dont respond in minutes. Some days, they’ll just have to wait til 5 until I can check it again.
But it’s also made me so much less attached. I regularly dont have it on me
So, Gen z just like doesn’t carry those or will have maybe one at a time if they have to just hanging loose. Yeah, it’s weird.
Gen z here, I do use a wallet but many people use these sticky wallets that you slap on the back of your phone case to hold their cards.
I don’t use them because 1. what if something slips out somehow and 2. damn you lose your phone and wallet in one.
We don’t just leave shit hanging loose lol. We still have credit cards and drivers licenses to hold.
I usually get plastic sleeves with those, so yes, I just have a stack of cards in my pocket. At least I can fit it in together with a phone.
Although I don’t know how to deal with coins. A jacket brings me extra pockets at least, which is why I can more or less only use cash during winter.
Buying a wallet requires a choice. Searching for something right, and I am too lazy for that, so in the pocket it goes. Unfortunately, I often lack pockets. So if I am not traveling, I’ll just leave out my phone, so I can still fit in keys, cards, and a shopping bag. After all, I don’t need a phone most of the time anyway.
why would you even carry your id? the driver’s license is always in the car and the medical card is only needed for appointments at the doctor
I don’t know anyone who keeps their license in their car. Car culture is different in the us vs the eu, so maybe not as common over there, but sometimes if traveling with friends you will switch who drives. You should have your license on you if you’re driving. Additionally, it’s good to have your ID in case you forget your credit card somewhere and now you have a document with your picture on it that has a name that matches the card. I still get carded sometimes when buying alcohol or entering certain places so it’s not unusual to want to keep it on hand in case you want drinks or something.
Also good to have your ID and insurance information in case of an emergency.
Because a cop can stop you at any time, in any place for any reason and while (legally) you don’t need to show it - your day will suddenly get a whole lot worse if you don’t.
And In the year of our Lord - you must also worry about ICE
I might drive my car, I might drive my partner’s, I might drive my coworker’s car. I might collapse on the street and someone needs to figure out who I am from what I’m carrying. The license/id stays with me, not the vehicle.
The grocery store I buy booze at forces the cashier to scan your ID. Also I walk there.
If you need to use a car that’s not yours, what would you do if the license is in the car?
And why wouldn’t you carry your id with you? Not just police might want to stop and ask for it, but what if you get involved in an accident and have to get taken to the hospital while unconscious? How are they going to id you to know who to call? Just to say an example.
Also, your medical card should always be with you in case of an emergency. You never know when will you need to be taken to the hospital and having it with you makes everything much easier.
There’s no advantage that I can think of in not carrying your documents (or even copies of them) with you.
Because in a lot of places you legally have to carry your ID on you, not just when you’re driving.
In Denmark those are all available on your phone.
Yes, and if your phone runs out of battery, gets stolen or simply dies in any way, you won’t have access to them.
I was born in 2000, so I count as gen Z, and I genuinely prefer using physical debit card to paying with a phone (except when I need to touch the keyboard on a terminal).
But I’m weird like that and I like physical things, like my wallet with a sewing kit and bottle opener. In other pocket I keep a knife and a small flashlight
And I’m not installing my government app, and especially I’m not installing some shitty gym membership app, when I can have a card in my wallet.
If you can, I’d suggest switching to a credit card and just pay it off every month. The general lack of consumer protection on debit cards is frightening. So many companies put minimum effort in protecting your data.
I left my wallet on my work desk and a youngling helped walk me through using my phone to pay for my drive-through coffee order. I felt so cool and high tech.
Of course, when we got to “turn on NFC” the youngling asked what NFC was. I think I told him it was like Bluetooth and let the phone talk to the card reader.
My older “forgot my wallet” technique was to make an online order for pick up and enter my organically memorized credit card information into the online form.
I think your story makes a jump. Who taught whom?
I think the kid taught OP how to use the software, and OP taught the kid the hardware.
When I’m out I keep my phone on airplane mode and in a little faraday bag. I am not dragging out my phone and waiting for it to reacquire signal every time I want to buy cigarettes. Nevermind that defeats the point of the faraday bag…
I just wrap the Faraday bag around the card reader and let NFC do its thing. The cashiers hate me, but sometimes the cute ones get confused and let me draw them in their underwear.
Your phone does not need an internet connection to tap to pay, in the same way your credit cards do not need an internet connection to tap to pay
How do you do tap-to-pay from inside a faraday bag?
If I was much older I wouldn’t even count as a millennial, and Im genuinely shocked by some of these replies.
People don’t seem to realize
Phone cases can have credit card holders in them
Some states now have virtual driver’s licenses
if your phone breaks or whatever all your data is accessible from another device and freeze all your accounts if for some reason you skipped #1.
There really is no need for a wallet anymore.
I don’t have to charge my wallet and I can go swimming with my wallet. And I if I don’t want anyone to contact me I can leave my phone at home and still have my wallet for spending money and holding my drivers license.
I don’t understand why someone would choose to be that dependent on a phone. I was riding a lime scooter, crashed and broke my phone. If I didn’t have my wallet I would have been stuck.
The type of people who use a wallet/card case on their phone are also the type of people who frequently lose their phone.
Truthfully when I used to carry a wallet, I lost it and or my cards significantly more times than ive ever lost my phone.
But thats in part because my phone is usually linked to another device, so I’ll notice if I get more than a few feet from it cause the other device’s disconnect.
None of those help me store cash.
And a lot of really good restaurants have good discount if you pay in cash
You can keep cash in a credit card slot in the phone case. Maybe not coins but I usually keep a 5, 10 and 20 on me for emergencies. Sucks to need to buy something and your phone is dead or fell in water.
Most of the best ones.
Meanwhile I’m over here with my 1.5in thick wallet with a shitton of different cards and cash.
I work retail and the number of phones/watches that have just failed to work means I’m never replacing my card. Sure, they could just be idiots who don’t know how to use it like the people who can’t use cards, but card just works.
That’s basically why I carry a wallet – as backup. I got used to leaving my wallet at home unless I was driving and I needed my license. But, then one time I spent 45 minutes shopping tried to pay, and for some unknown reason I couldn’t pay with my phone. Now, if the phone doesn’t work I have the NFC card in the wallet. If the NFC doesn’t work on the card, it also has a chip so I can insert it. If, for some reason, that fails too, I have enough cash for at least the main things I want to buy.
If I’m going out and not planning on doing a major shop, and don’t need to drive, the wallet stays home. If something comes up the phone will probably work, but it’s not worth the extra space to carry the wallet just in case.
Cards also need to take quite a bit of damage before they stop working too.
I once accidentally ran over my credit card with my car after a mishap at a parking garage pay station. Still works fine, though it does have some road rash. Lets see an iPhone do that!
Massive debt Massive damage
Or if you live in the middle of nowhere like I do, stores just don’t turn that feature on.
You guys don’t pay with cash?
So every purchase you make, doesn’t matter how small, you give a cut to the payment processor? I’d be fucking pissed if I were a small shop selling to you. In fact there are many shops that just refuse to sell if you buy something too cheap through a payment processor.
Paying with credit raises your credit score which is required as a check for getting rentals or apartments unfortunately.
Stores sell more product when they accept credit cards. It makes the purchase a lot more seamless. It also helps them track money and reduces mistakes or theft during a cash transaction.
There is a reason that shops accept credit.
There’s also a reason why a lot of shops are charging an extra % or two if you use credit. And a big reason why a lot of larger purchases like cars and home renovations do NOT accept credit.
It costs me 2-4% to pay with cash. I don’t care about how much money I make for the business, I care how much an item costs me. If paying with credit costs me 2-4% less I’m going to do that. Plus all the added perks, like doubling of manufacture warranty, or travel insurance, to name a couple.
Police, show us you ID or got to prison.
Oh you see I’m a gen z…
Enjoy Google knowing all your transactions! angrily waves cane
But… How do they pay for the finest black market goods if they don’t have a wallet to carry cash around?
Us millennials must age gracefully if youth can’t recognize our age until they ask for our wallet
People keep talking about cash but I have a bunch of other shit in my wallet too, like ID card, insurance cards, bank card, several coupons, a bottle return receipt, cancer screening documentation, antiFamily card, pension card, organ donor card, and I don’t even have a driver’s license or that would go in there too.
Where do the youngsters keep all that?
Yeah but inside it is $3.50
Do kids in the US not have wallets? I don’t think I know anyone who doesn’t have one (in Germany)
Idk What this people could be on about, I’m 22 and like, I have a wallet and a miniwallet that detaches from the main wallet.
Paper cash I usually don’t have.
How are you expected to buy a house if you don’t have a wallet with all your wealth in it?
Or they’re German.
I feel personally attacked, but I can block it with my thick wallet.
I’ve never used a wallet. I either put my credit card and ID in my jeans or the small zipped pocket of my purse. 2 cards don’t deserve to have their own wallet - what do y’all put in there?
I haven’t thought about it but really my wallet serves one purpose these days. To carry a small amount of cards like debit, credit, rewards cards, insurance, etc but is really only used if tap to pay isn’t available. If I have cash, it’s for a reason.
Back in the 2000s I used to carry a money clip til the spring broke on me and I lost $300ish. That was back when I carried cash almost exclusively and when that amount of money could absolutely break me financially.
So where they gonna store their condom then?
khepri@lemmy.world 1 hour ago
Yeah, humans still occasionally acquire important small pieces of paper or plastic that are convenient to stow in some type of small container that can be keep on the person, what a shock.