I had $50 in venmo, which I used to purchase groceries, because my bank account is currently negative.
Instead of using the $50 in my bank account, instead, a week later the $50 came out of my bank account, not touching the Venmo balance at all.
So now I have an overdraft fee, effectively meaning I paid 1.5 times for those groceries.
I don’t have “overdraft protection,” I’ve told my bank I don’t want overdrafts to go through, but fuck me for being poor I guess.
amanneedsamaid@sopuli.xyz 3 weeks ago
I FEEL THIS. My bank tells me its not possible to turn it off on my checking account. Blows my fucking mind they can’t just deny a tranaction if I don’t have the money even if I ask 😭
scytale@lemmy.zip 3 weeks ago
The can, they just won’t because of those juicy overdraft fees.
OsrsNeedsF2P@lemmy.ml 3 weeks ago
Which bank do you have? Is switching to a credit union an option?
I switched to a credit union and can use all the same ATMs/send money/etc and there’s no fees/no anti-consumer nonsense
SeeMarkFly@lemmy.ml 3 weeks ago
It’s not designed against humans, its designed for bankers.
Pieisawesome@lemmy.dbzer0.com 3 weeks ago
Complain to the office of the Comptroller
Bongles@lemmy.zip 3 weeks ago
My banks can turn it off, but what annoys me about that is the overdraft fee just becomes an insufficient funds fee (in most cases, I’ve obviously not tested most kinds of charges to see) at that point for me, fuck might as well pay what the charge was.