My bank is starting to discontinue web-based online banking in favor of an app.

Comments

• SpaceNoodle@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

  The irony is that the app will just be a wrapper for a webview, with extra data harvesting.

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  • theparadox@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

    …and civil action if you try to reverse engineer or circumvent the app in any way… because the app’s code is copyrighted. If you do it for someone else or make a post explaining how you did it things can get really spicy. Lord help you if you profit commercially from it.

    Yay DMCA, in particular Section 1201!

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    • grue@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

      So far, AFAIK, the “must use app to bank” problem is happening only outside the US where the DMCA doesn’t apply.

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• poVoq@slrpnk.net ⁨2⁩ ⁨weeks⁩ ago

  The day my bank does that, they have one customer less.

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  • lettruthout@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

    If you have a credit union in your area I encourage you to check it out. They often are more humane.

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    • mangobanana@discuss.online ⁨2⁩ ⁨weeks⁩ ago

      Often but not always our credit union got rid of all in person tellers and now they just have a few people doing a tela teller

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  • emb@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

    Yup!

    Good excuse to switch banks. Every once in a while you can get some kind of sign on bonus for the trouble too.

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• bowsertattoo@piefed.social ⁨2⁩ ⁨weeks⁩ ago

  easier to switch banks than sign up for a new app tbh

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• Jaysyn@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

  I’d change banks but I wouldn’t be using a bank to start with. Co-op credit union or GTFO.

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  • sin_free_for_00_days@sopuli.xyz ⁨2⁩ ⁨weeks⁩ ago

    Credit Unions are one of the many things (like bidets, buckwheat pillows, etc.) that you hear about, but don’t really know what you’re missing until you use them.

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    • neomachino@lemmy.dbzer0.com ⁨2⁩ ⁨weeks⁩ ago

      As someone who kept their money possibly buried in various hidden locations up until some time in the past. What am I missing out on by using a bank now instead of a credit union?

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    • GreenKnight23@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

      not a fan of credit unions after a local one was caught embezzling money from account holders.

      you can always trust a liar, and that’s why I trust local community banks.

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  • FlashMobOfOne@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

    10/10 can confirm

    Credit Unions are the fuckin’ best.

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• wizbiz@lemmy.blahaj.zone ⁨2⁩ ⁨weeks⁩ ago

  Time to leave that bank. Hopefully to a credit union

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• Raiderkev@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

  Just go full boomer and call them for everything. Tell them you don’t want an app to do it. Make them waste resources.

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  • innermachine@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

    Not me calling to check my balance on a daily basis XD

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• starlinguk@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

  Mine did that years ago. But when you change your address, you have to go to the webpage, which tells you to use the app, which only links to the webpage, which opens the app…

  Anyway, I had to ring them.

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• ZAP@sopuli.xyz ⁨2⁩ ⁨weeks⁩ ago

  I believe that this is going to be the standard- like it or not.

  Official apps are promoted by many security experts as they are a lot safer than the website.

  Some kind of regulation should still be applied crucial banking software shouldn’t be spying software also.

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  • grue@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

    “Safer” in this context meaning “a safer bet for the bank’s ability to reliably undermine your control of your device”.

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• corsicanguppy@lemmy.ca ⁨2⁩ ⁨weeks⁩ ago

  Remember: if you leave your bank for this reason, make it known to them and to your friend circle. Encourage them to move to wherever you end up, and tell the bank why. Let’s make a pointless stink about it as we get our friends to safety.

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• Korne127@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

  Then discontinue the bank.

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• Coldcell@sh.itjust.works ⁨2⁩ ⁨weeks⁩ ago

  The app my bank wants me to use is no longer supported on my older phone model. So I’m closing my account with them. Fuck em.

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• GreenKnight23@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

  ok. I’d like to close my account.

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• MantisToboggon@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

  How else would they monetize your data? You need to think of the poor banks!

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• pr06lefs@lemmy.ml ⁨2⁩ ⁨weeks⁩ ago

  time to switch banks

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• Coldcell@sh.itjust.works ⁨2⁩ ⁨weeks⁩ ago

  The app my bank wants me to use is no longer supported on my older phone model. So I’m closing my account with them. Fuck em.

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  • Hupf@feddit.org ⁨2⁩ ⁨weeks⁩ ago

    Don’t you guys have [flagship] phones?

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• northernlights@lemmy.today ⁨2⁩ ⁨weeks⁩ ago

  I bet when you get a new phone and reinstall the app and login, it asks you to answer the prompt in the (previous) app. MS Authenticator did that to me yesterday.

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• mlg@lemmy.world ⁨2⁩ ⁨weeks⁩ ago

  I’m gonna take this opportunity to also point out that a lot of major banks’ online banking portals are actual dogwater. I have a credit union account and it is almost hilarious to me how well made their online portal is because it actually loads fast and doesn’t throw errors every 5 seconds probably because they hired a qualified dev to make it with a solid HTML/CSS base and not a bloated JS framework hell PWA.

  Unlike a certain penny colored bank site that can’t even handle my auto filled password and complains I need to enter the already filled input box.

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