Comment on Every payment option has a fee
TIEPilot@lemmy.world 3 days ago
I would send a check, its more work for them in the end.
Best part is all these payment methods, including checks incur the same processing fees since 2006 with the Check21 regulations.
This made all transactions - debit card, check, transfer, function the same way through the same processing.
So a check genuinely costs them more - from not charging thebfee, to requiring at least some manual oversight.
Oh I didn’t know that, checks it is! Fuck these bozo’s right!?!
Is that true in the US? Where I come from, card payments have a fee that the merchant has to pay, but bank transfers are free and instant.
Yup! The baer where I buy my coffee on occasion has their menus listed with two prices… The card prices are 4% higher. So an item that is priced at 7 bucks cash is listed as $7.28 for card.
Makes me so glad that I have never signed up for a card.
Over 60 with NO credit rating… delightful.
It’s exactly what my father does for places. He can’t stand these fees and if whatever service he is paying has them then a check will be sent. He says it’s what hes uses to anyway since that is how he had done it most of his life.
I love that mentaility and wish I could do the same, but sadly I just want it to be known its paid right away and also since i live paycheck to paycheck waiting weeks on end for random checks to be cashed will be impossible for me to not accidentally use some of that money elsewhere.
And for 99.999% of utilities/etc there is no fee so paying online is great imo. But this is a BS money grab for the sake of being an easy money grab.
Sadly not my area. Electric is $1.50 and my water is $3.
Lots of banks will send a check on your behalf. It withdraws the money that day so you can predict it rather than when the business cashes it. And you have proof the money was sent and your bank/credit Union has a stake in the fight if the business gets shay about it.
Thanks for the tip. I will look into this. Im sure my bank does a lot of things I know nothing about.
certified mail w/ tracking so you can prove it was done, but yeah
Changing payment methods may result in a premium increase.
Fuck them. I would be switch companies. If they try to turn a buck on shit like this, you know they’ll try to fuck you on a claim.
cattywampas@lemmy.world 3 days ago
I wouldn’t be surprised if they don’t accept checks.
TIEPilot@lemmy.world 3 days ago
Sadly nor would I but they may have to take them by gov regulation as this would be insane that you had to pay a fee to pay a fee. It counter intuitive from a normal mindset, not the mindset of a gouging insurance company. Make perfect sense to those idiot, lol
UnderpantsWeevil@lemmy.world 3 days ago
🤣
cannedtuna@lemmy.world 3 days ago
If they don’t accept checks (because they can bounce) they should have to take a money order.
TIEPilot@lemmy.world 3 days ago
I don’t think the possibility of a check bouncing is a reason not to accept them as its been the primary way we pay bills for over 100 years.
But money order should be ok but they have a fee too.
athatet@lemmy.zip 3 days ago
Didn’t this admin literally get rid of the ‘no extra fees’ regulation?
PalmTreeIsBestTree@lemmy.world 2 days ago
Like that shit is enforced anymore LMAO
Rivalarrival@lemmy.today 3 days ago
Read the image. They charge a higher premium if you don’t use their auto pay.
The only way I can see around it is if you make annual payments instead of monthly. Fewer payments, less fees.
If we’re feeling petty, though, we can accept the higher premium, and send them weekly (or even daily) check payments instead of monthly. Let them process 30 transactions per month instead of just one.
Death__BySnuSnu@lemmy.world 3 days ago
Show up with a dump truck full of pennies.