Klarna don’t care what you’re buying
Comment on Marketing
Pudutr0n@lemmy.world 1 day ago
Wait, I can finance a burrito?
jobbies@lemmy.zip 23 hours ago
flamingo_pinyata@sopuli.xyz 22 hours ago
One of the few good decisions in my life was rejecting a job offer from Klarna. It didn’t even pay amazingly well enough to do that shit.
papalonian@lemmy.world 1 day ago
There’s a bunch of bs predatory services that will let you finance literally every purchase. There’s a picture of someone “finally” paying off their $1.50 Costco hotdog after like 4 payments.
666dollarfootlong@lemmy.world 23 hours ago
Okay, well the interest goes to the poor, entreprenourial small business owner who made your burrito, right?
Right?
boonhet@sopuli.xyz 20 hours ago
Those are usually interest free services. The company selling you the product pays the fee. Which means the fee is baked into every product.
But also it’s a way to increase sales, otherwise they wouldn’t offer it. Not sure why the fuck they’re offering it on fast food in the US though, it’s meant for stuff that cost a bit more than you could afford right away in one payment but won’t make you destitute to pay in 3. E.g when I bought a bicycle, I bought a slightly nicer one than I had spare cash for, but paid the exact price over 3 months, not a cent extra. Not with Klarna, but similar service in my country.
kungen@feddit.nu 19 hours ago
Until you forget a single payment… then you’ll get retroactive interest (back to the day of your purchase) at a very high percent, as well as other fees.
Pudutr0n@lemmy.world 23 hours ago
I would like to finance 1 burrito, please.
Grandwolf319@sh.itjust.works 19 hours ago
If they have no minimum then you can totally make it cost them money
papalonian@lemmy.world 19 hours ago
I’m sure you could, but with financial literacy where it is, I doubt even automating it at a mid sized scale would be enough for them to cut back on lending.