Comment on Marketing

Pudutr0n@lemmy.world ⁨4⁩ ⁨months⁩ ago

• papalonian@lemmy.world ⁨4⁩ ⁨months⁩ ago

  There’s a bunch of bs predatory services that will let you finance literally every purchase. There’s a picture of someone “finally” paying off their $1.50 Costco hotdog after like 4 payments.

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  • 666dollarfootlong@lemmy.world ⁨4⁩ ⁨months⁩ ago

    Okay, well the interest goes to the poor, entreprenourial small business owner who made your burrito, right?

    Right?

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    • boonhet@sopuli.xyz ⁨4⁩ ⁨months⁩ ago

      Those are usually interest free services. The company selling you the product pays the fee. Which means the fee is baked into every product.

      But also it’s a way to increase sales, otherwise they wouldn’t offer it. Not sure why the fuck they’re offering it on fast food in the US though, it’s meant for stuff that cost a bit more than you could afford right away in one payment but won’t make you destitute to pay in 3. E.g when I bought a bicycle, I bought a slightly nicer one than I had spare cash for, but paid the exact price over 3 months, not a cent extra. Not with Klarna, but similar service in my country.

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      • kungen@feddit.nu ⁨4⁩ ⁨months⁩ ago

        Those are usually interest free services.

        Until you forget a single payment… then you’ll get retroactive interest (back to the day of your purchase) at a very high percent, as well as other fees.

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      • tuxiqae@lemmy.dbzer0.com ⁨4⁩ ⁨months⁩ ago

        Oh, there IS interest

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  • Pudutr0n@lemmy.world ⁨4⁩ ⁨months⁩ ago

    I would like to finance 1 burrito, please.

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  • Grandwolf319@sh.itjust.works ⁨4⁩ ⁨months⁩ ago

    If they have no minimum then you can totally make it cost them money

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    • papalonian@lemmy.world ⁨4⁩ ⁨months⁩ ago

      I’m sure you could, but with financial literacy where it is, I doubt even automating it at a mid sized scale would be enough for them to cut back on lending.

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• jobbies@lemmy.zip ⁨4⁩ ⁨months⁩ ago

  Klarna don’t care what you’re buying

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  • flamingo_pinyata@sopuli.xyz ⁨4⁩ ⁨months⁩ ago

    One of the few good decisions in my life was rejecting a job offer from Klarna. It didn’t even pay amazingly well enough to do that shit.

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    • Kolanaki@pawb.social ⁨4⁩ ⁨months⁩ ago

      it didnt even pay enough to do that shit

      Klarna lets people make installments on the fucking $1.50 Costco hotdog combo. They don’t are how much you actually make. They’ll give you a hotdog loan and break your legs later when you can’t pay.

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