RememberTheApollo_
@RememberTheApollo_@lemmy.world
- Comment on coping 1 day ago:
Right? Not everything has to be the worst of 4chan, Ogrish, or Xitter.
- Comment on Pop it in your calendars 2 days ago:
The biggest crime in AAA games is the tools paying top dollar for preorders and early access to games that have beta-level problems with gameplay.
Wait three or more months, they almost always go on sale and have had a patch or two. More playable, save $.
- Comment on When does Trump finally start taking accountability? 2 days ago:
They all have a martyr complex. So yeah, they’ll believe him.
- Comment on stock market 2 days ago:
I didn’t write this comment for investing at your level. This is investing for people who want to have a retirement and aren’t interested in stock investing as a job, because to correctly monitor markets and companies and successfully pick winners requires education and a time investment. I’ve done my fair share of picking winners out of companies that become movers, but I don’t have the risk tolerance for that anymore and this forum isn’t the place to teach people all of that. Because something works and requires minimum effort doesn’t make it rudimentary, that’s completely unfair, derogatory, and insinuates people should try more risky strategies. You completely missed the audience I wrote the comment for. Anyone at your skill and risk level doesn’t need this advice. The equivalent of me suggesting one buy a reliable Honda and here you jump in suggesting a Maserati. Not the same crowd.
- Comment on stock market 2 days ago:
There’s no reason you can’t do both. This country had proven time and a gain it will put rich people first, the rich get rich because investments and holdings in stocks, so taking advantage of the shitty situation is fair game.
- Comment on stock market 2 days ago:
Ah, sorry didn’t see the name change.
- Comment on stock market 2 days ago:
I’m not continuing this discussion to change your mind. If you’re happy with what you’ve got you’ve no need to listen to me. Big consumer investment houses are there to make money off you. Everything you listed is exactly what I mentioned as being a reduction in your ROI and incurring fees and taxes. For instance, we’ve invested in QQQ (feel free to check it) for more than a decade using the strategy I mentioned first. Even over the last 5 years it’s had 110% return. $10k is now more than $20k without bothering to calculate DCA or returns investing. Now do that across more index funds. Even if averages 7% with gains/losses and no fees or capital gains you can see that this comes out far ahead.
All that said, good luck.
- Comment on stock market 2 days ago:
IRAs are tied to stocks.
There’s no way to “avoid the stock market entirely” using this. Yes, you should balance how you want your tax burden to look in the future by deciding how you wish to invest in Roth or regular IRA. IRAs are also limited to how much you can contribute, whereas transitional stock investment does not.
I don’t want to get too deep in the weeds here for investing strategy. There’s pros, cons, and costs to each of these kinds of investment. People have to look at all of these, their personal capabilities, and risk tolerance. Personally, we’re (another key word here:) diversified across multiple investments and someone absolutely should take advantage of the same if they can.
- Comment on stock market 2 days ago:
Actually just avoid the stock market entirely and pay someone else to manage your money.
This doesn’t make sense?
If someone is “managing” your money, they’re managing stocks and/or investments tied to stocks, even if it’s something like a direct deposit to a CMA.
High interest savings is pretty decent if you can find the right one, it’s a no-effort way to collect interest. Just make sure you can afford the bank’s rules like minimum amounts or any fees.
As far as someone else managing your money you left out a lot. Who and how? Money managers take fees one way or the other, they trade your money around based on whatever works for the business and not always what is best for the client. No matter what any trades will incur trade fees and capital gains taxes. Those gains and fees are losses that could have been avoided. I’ll stand by my original opinion.
- Comment on stock market 3 days ago:
Index funds. Avoid individual stocks. Don’t try to time the market, in or out. DCA. Don’t touch the money. Don’t touch the money. Don’t touch the money.
Pretty much all you need to know right there - assuming the market continues in some fashion we’re accustomed to.
- Comment on When does Trump finally start taking accountability? 3 days ago:
The dude could literally have the hangman’s noose of judgement around his neck and still be ranting and blaming everyone but himself. He cannot operate any other way. It’s pathological.
- Comment on You can only bring back one. Which do you choose? 3 days ago:
And maybe bring them back with a good assortment of PC parts, too.
- Comment on Viewers like you 6 days ago:
Bundle of snakes for the intake? I had to look that one up. I figured it wasn’t a wax and shave for the engine bay. Good ECM choice, super customizable. Don’t stop looking. You never know when deals show up. I’m 2 years in and nowhere near finished, just got to keep waiting for the right prices. Better slow than never.
- Comment on [deleted] 6 days ago:
I can assure you that the flight attendant group is much more than these two categories.
- Comment on I watched several videos on a Combine Harvester's inner workings and I still don't understand how this thing works. 6 days ago:
Materials science and the ability to harness adequate energy to drive such a machine. IOW, lighter, stronger metals, durable metals, bearings, lubricants, tire materials, quality fuels, engine power which is dependent on all the aforementioned, and all of that tied to close tolerance mass manufacturing.
We really take for granted how fast and precise manufacturing has become.
Even simple things we don’t think of. For instance - Cars from the ‘80s and before had interior materials that sustained UV damage and you’d end up a with fading, cracked dash, cracking seats, etc. Windshields would crack super easy from a rock chip. Now? The vast majority of car interiors remain in very good condition other than usage wear. I’ve taken multiple rock hits on windshields with many different cars and had zero cracks.
Materials science is amazing.
- Comment on Anon describes experience 6 days ago:
There’s not much worse as a kid in a learning environment, or even with your parent(s), to be shut down painfully for being right about something that they don’t know or don’t think you know. Really crushes the satisfaction of nailing a win and turns it into bitterness and starts the lifelong process of keeping your mouth shut when you’re right and letting others win when wrong.
- Comment on Viewers like you 6 days ago:
Straight six for the indestructible win.
- Comment on Viewers like you 6 days ago:
All whopping 90 hp of it. My first car was 85 hp, so I had to admire the 90 hp Chevy II.
- Comment on Viewers like you 6 days ago:
Gotta love that the battery is the same size as most of the visible engine.
- Comment on Is anyone else not feeling that patriotic for July 4? 1 week ago:
I always find irony in the fact that the US helped set up better forms of government in the countries it fought in WW2, Japan and Germany, than it could make better in its own country.
- Comment on 413524 Gang, rise up! 1 week ago:
I thought this was a bolt tightening pattern and wondered why anyone cared where they started.
- Comment on Is anyone else not feeling that patriotic for July 4? 1 week ago:
Flags have become a warning over the last decade or so about the person waving it. It no longer has the hope of a better America, solidarity, or welcome; it’s a symbol of a myopic, selfish, aggro, uneducated person full of performative nationalism and real hatreds.
Our independence was supposed to free the people of kings and tyrants. It’s been 249 years since 1776, we have undone what the Constitution authors fought for.
- Comment on That's the truth 1 week ago:
Aliens. Or Signs. Pretty much the same premise. Mindless, pointless killers that humans avoid or get killed by. Except Aliens at least had the heartless Weyland Yutani corp and a cast of characters the viewer got to enjoy. Far better film.
- Comment on Corporations are saving the planet! 1 week ago:
I don’t disagree.
- Comment on Corporations are saving the planet! 1 week ago:
We just need thousands more little steps. It all adds up. Like the whole plastic straws debacle. While mocked, it’s one more little step.
- Comment on Young men are 'playing videogames all day' instead of getting jobs because they can mooch off of free healthcare, claims congressman 1 week ago:
I pay $60 (or whatever), pay for my data connection, and get to play my game literally for years. It’s one of the cheapest forms of entertainment around. I get tons of value out of my purchase, it reduces stress, I get a sense of challenge out of it, and for the amount I spent I get a lot pf return.
Now if only health care were free. That’s just a bullshit statement and not even worth responding to. That said, In its current state it’s the opposite of video games. It’s expensive. The amount you put in is often not what you get out. It’s stressful.
Maybe the only way it’s like games is that someone can pull the plug on you when it’s not profitable anymore.
- Comment on Amazing Grace 2 weeks ago:
The president we should have had.
- Comment on What a weird apple 2 weeks ago:
Vampire gone vegetarian?
- Comment on Sign me up 2 weeks ago:
Right? My first thought is that there’d be a long line of repressed Republican WASPs, officials and regular people, lined up for this place.
- Comment on A secret, never-mentioned fact is that the people who voted for Zohran are also taxpayers. 2 weeks ago:
We’re the taxpayers that want “free” health care while simultaneously paying taxes. The Right somehow thinks we’re too stupid to know we pay taxes that makes these things happen. Heck…we want people to have nice things.
Meanwhile the Right doesn’t want to pay taxes yet somehow expects to get social services like paved roads or safe drinking water. I’d mention schools or health care but the republicans clearly DGAF about those things.