BeardedGingerWonder
@BeardedGingerWonder@feddit.uk
- Comment on I feel attacked 2 days ago:
I feel like a midlife crisis is supposed to be a significant deviation/extreme deviation where you panic for lost youth and run out and buy something silly you wouldn’t normally get and start running marathons.
- Comment on I feel attacked 2 days ago:
These are just hobbies.
- Comment on I feel attacked 2 days ago:
I did this as a hobby anyway, but I just can’t find the time.
- Comment on NVIDIA stable driver 575.57.08 released for Linux 4 days ago:
Does it include all the drivers this time? I didn’t appreciate installing it the last time (well, tbh I never do cause fuck knows how I installed it the last time but none of the methods are compatible) but having everything break because the drivers were borked didn’t help at all.
- Comment on The 5 stages of Charles Manson 6 days ago:
She’s got a type
- Comment on "Avatar: The Way of Water" returns to theaters on October 3 1 week ago:
Man, that was a bro movie
- Comment on Grieve with me 1 week ago:
Have you tried cleaning the port out, mostly it’s crap built up in the port.
- Comment on Grieve with me 1 week ago:
Don’t do this, just clean it out gently with a small scraper.
- Comment on Punctuation 1 week ago:
Believe it or not, VISA and MasterCard are effectively the arbiters of mortality on the internet. They act as payment processors for most porn sites, if your site shows acts or imagery that they believe is “too far” they’ll remove your ability to accept money so sites keep content on the right side of what payment processors find acceptable.
Season 1 of the Hot Money podcast goes into a lot more detail and is a really interesting listen.
- Comment on The 'deprofessionalization of video games' was on full display at PAX East 2 weeks ago:
Has this not been the state of the games industry for the most of time? Small bedroom coders get a break, build a studio, fire out some games, get bought out of grow huge. The founders move on and start a new studio, rinse, repeat. The games industry has always appeared pretty democratic in that specific regard, barrier to entry is pretty low compared to most other industries.
As for the over performance of older games, have they noticed they get cheaper and less shit than on launch?
- Comment on 100% all natural hand-drawn comic 5 weeks ago:
Fluorine’s back is giving me trypophbia vibes.
- Comment on Keir Starmer does not believe trans women are women, No 10 says 1 month ago:
I’ll probably fuck my terminology up here, forgive me, I try. Questions I have:
Are there a lot of people who look at other people’s genitals in public toilets?
Can these people be arrested because I think they might be perverts and I don’t want them looking at my kids?
Are people going to have to start showing their genitals to security guards?
Has someone given security guards the right to demand to see people’s genitals?
How the fuck does that even work when someone’s had gender reassignment surgery?
Presumably trans men must now use the women’s toilets?
Does someone who’s had gender reassignment surgery need to bring their full medical history with them in order to prove they’re using the “correct” toilet?
Not aimed particularly at you flamingos - just questions that are coming to mind reading this thread.
Seems to me this would be a lot simpler if people would just stop looking at other people’s genitals in toilets uninvited.
- Comment on Trans women should use toilets based on biological sex, Phillipson says 1 month ago:
How would they know what genitals someone has? Did I miss the memo where we’re supposed to look at other people’s genitals in the toilets? I’m not on board with this.
- Comment on Trans women should use toilets based on biological sex, Phillipson says 1 month ago:
This is the same person that once said “it’s not right to say only women have a cervix”
Zero conviction.
- Comment on Liz Truss to launch her own ‘uncensorable’ social media platform 1 month ago:
At first my thoughts were “does she really think she’s that relevant” now I’m just waiting for the hilarity to begin.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 month ago:
I can agree with that.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 month ago:
What makes it seem like I don’t own my money?
You seem fixated on where you live and your own experience - which doesn’t appear to be at all relevant to the situation we’re talking about.
Risk assement is done in a case by case system; there is no such thing as a credit score. The only thing it exists is a data base, at the central bank, for credit responsibilities, and if you default you are banned from accessing credit, not bank services. A client can have zero credit near a bank, use their services, and maintain their account as long as they live.
Who’s talking about credit scores? This is AML/KYC regulation lol. If you’re in the EU I’m fairly sure AML regs require monitoring of customer accounts/transactions for suspicious activity.
Banks can and do absolutely close bank accounts in the UK for falling outside the risk profile of the bank. It’s happened to everyone from MPs down. Basic banking services are available to everyone where legal to do so, but these accounts don’t have features of current accounts and transfers etc can be limited - not ideal for running a business.
And yes, I am claiming to cut the middleman and have more money delivered to the creators. And I stand by those words.
At every step of the way what you’ve described has included more complexity and expense to the creator.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 month ago:
The post above is about patreon and how their changes are impacting a comic artist in the UK. Your banking experience where you live is largely irrelevant. Your bank can and will close an account if you don’t match their risk profile - no investigation by police or financial services required.
You’re describing a multinational. And I’m concerned with getting paid, alone. A creator should employ whatever services they see fit to forward their business, be it video editors, IT services, etc. Services from which they should be capable of detaching in favor of another, better, offer.
No, I’m describing a small content creator. You’re adding middlemen that can interrupt service here, not removing them.
Just because one solution exists, does not mean it has to be the one and only, and right now, the platforms that offer these services do not serve their customers better interests.
I didn’t say it was the one and only. I said they exist for a reason, because doing this stuff on your own through disparate services can be difficult, time consuming and not what the creator wants to do with their time. If the services offered align with the users needs then it absolutely makes sense to use these middle men. You’re the one suggesting abandoning middlemen and using direct bank transfers as a primary means of doing business.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 month ago:
The threat model for a local sports club putting a bank account on their window is completely different than a popular content creator posting it on the internet. I can’t speak definitively about your country, but it’s probably safe to assume they have business accounts, which are different than personal accounts, incur fees for having them open, fees for deposits, fees for transfers etc - negating the monetary benefit you see from “cutting out the middle man”.
Banks typically don’t like you running businesses on personal accounts and they will notice. The scenario this particular creator describes will result in lots of small irregular payments and few withdrawals from the account - that’s pretty much a textbook example of usage that will trigger a KYC red flag at a bank. Now your account is being investigated and has a chance of being closed/frozen.
We’ve not even gotten into international transfers, malicious “fans” trying to reverse payments/reporting you for fraud etc which could end up with your account frozen, the fact you now have to build and maintain your own infrastructure for web hosting, video sharing, customer service - which will eat time, money or both (and unless you’re particularly technical you’re likely to need several middlemen). You’ll likely also need to deal with a drop in users/income because you’ve now made paying you significantly more difficult for many users.
Frankly, because you think there’s an easy alternative doesn’t mean there is one. There’s a reason these middlemen exist - because everything I’ve described up there is difficult, time consuming and not what these creators want to be doing. Like them or not, many creators wouldn’t be creators without them.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 month ago:
A simple no would’ve done.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 month ago:
If nothing else it’s a bit of a faff. But again you’d need someone to convert it to fiat for it to be useful in every day life, which isn’t super removed from a payment processor. It’s pretty much difficult to get away from a middleman somewhere.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 month ago:
You’d be happy to post it on Lemmy with any required routing information?
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 month ago:
Widely sharing your bank details isn’t usually considered a great idea.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 month ago:
Onlyfans!
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 month ago:
You kinda need a payment processor unless you want people to start mailing cash in the post.
- Comment on Approving US-made cars would make UK roads less safe 1 month ago:
Yeah makes sense, Focus definitely ends production at the end of the year. Always been a fan of Fords in general, decent quality, decent price, just all round decent cars.
- Comment on Approving US-made cars would make UK roads less safe 1 month ago:
You make a fair point, my comment was more to say that US brands can make a good sensible car if they want to and be damn successful at it. I’ll be a little sad when they discontinue the focus. Have they stopped Mondeo estates as well?
I guess the Puma/Capri combo are a more euro-centric SUV.
- Comment on Approving US-made cars would make UK roads less safe 1 month ago:
The funny thing is, the one American automaker that made an effort did quite well and we sometimes forget they’re American, namely, Ford.
- Comment on Australia: a story in 4 pictures 1 month ago:
Jesus fuck that name needs some work, common brown snake, could we not have went with “Antipodean Death Bringer” or something like that
- Comment on ggplot2 is love. ggplot2 is life. 1 month ago:
Oh my, no the other way round, spreadsheet loads the data and let excel handle it. I think you can probably even embed python at this point. I’m not seriously advocating for this approach either, to be clear.