BeardedGingerWonder
@BeardedGingerWonder@feddit.uk
- Comment on Keir Starmer does not believe trans women are women, No 10 says 1 day ago:
I’ll probably fuck my terminology up here, forgive me, I try. Questions I have:
Are there a lot of people who look at other people’s genitals in public toilets?
Can these people be arrested because I think they might be perverts and I don’t want them looking at my kids?
Are people going to have to start showing their genitals to security guards?
Has someone given security guards the right to demand to see people’s genitals?
How the fuck does that even work when someone’s had gender reassignment surgery?
Presumably trans men must now use the women’s toilets?
Does someone who’s had gender reassignment surgery need to bring their full medical history with them in order to prove they’re using the “correct” toilet?
Not aimed particularly at you flamingos - just questions that are coming to mind reading this thread.
Seems to me this would be a lot simpler if people would just stop looking at other people’s genitals in toilets uninvited.
- Comment on Trans women should use toilets based on biological sex, Phillipson says 1 day ago:
How would they know what genitals someone has? Did I miss the memo where we’re supposed to look at other people’s genitals in the toilets? I’m not on board with this.
- Comment on Trans women should use toilets based on biological sex, Phillipson says 1 day ago:
This is the same person that once said “it’s not right to say only women have a cervix”
Zero conviction.
- Comment on Liz Truss to launch her own ‘uncensorable’ social media platform 4 days ago:
At first my thoughts were “does she really think she’s that relevant” now I’m just waiting for the hilarity to begin.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 week ago:
I can agree with that.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 week ago:
What makes it seem like I don’t own my money?
You seem fixated on where you live and your own experience - which doesn’t appear to be at all relevant to the situation we’re talking about.
Risk assement is done in a case by case system; there is no such thing as a credit score. The only thing it exists is a data base, at the central bank, for credit responsibilities, and if you default you are banned from accessing credit, not bank services. A client can have zero credit near a bank, use their services, and maintain their account as long as they live.
Who’s talking about credit scores? This is AML/KYC regulation lol. If you’re in the EU I’m fairly sure AML regs require monitoring of customer accounts/transactions for suspicious activity.
Banks can and do absolutely close bank accounts in the UK for falling outside the risk profile of the bank. It’s happened to everyone from MPs down. Basic banking services are available to everyone where legal to do so, but these accounts don’t have features of current accounts and transfers etc can be limited - not ideal for running a business.
And yes, I am claiming to cut the middleman and have more money delivered to the creators. And I stand by those words.
At every step of the way what you’ve described has included more complexity and expense to the creator.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 week ago:
The post above is about patreon and how their changes are impacting a comic artist in the UK. Your banking experience where you live is largely irrelevant. Your bank can and will close an account if you don’t match their risk profile - no investigation by police or financial services required.
You’re describing a multinational. And I’m concerned with getting paid, alone. A creator should employ whatever services they see fit to forward their business, be it video editors, IT services, etc. Services from which they should be capable of detaching in favor of another, better, offer.
No, I’m describing a small content creator. You’re adding middlemen that can interrupt service here, not removing them.
Just because one solution exists, does not mean it has to be the one and only, and right now, the platforms that offer these services do not serve their customers better interests.
I didn’t say it was the one and only. I said they exist for a reason, because doing this stuff on your own through disparate services can be difficult, time consuming and not what the creator wants to do with their time. If the services offered align with the users needs then it absolutely makes sense to use these middle men. You’re the one suggesting abandoning middlemen and using direct bank transfers as a primary means of doing business.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 week ago:
The threat model for a local sports club putting a bank account on their window is completely different than a popular content creator posting it on the internet. I can’t speak definitively about your country, but it’s probably safe to assume they have business accounts, which are different than personal accounts, incur fees for having them open, fees for deposits, fees for transfers etc - negating the monetary benefit you see from “cutting out the middle man”.
Banks typically don’t like you running businesses on personal accounts and they will notice. The scenario this particular creator describes will result in lots of small irregular payments and few withdrawals from the account - that’s pretty much a textbook example of usage that will trigger a KYC red flag at a bank. Now your account is being investigated and has a chance of being closed/frozen.
We’ve not even gotten into international transfers, malicious “fans” trying to reverse payments/reporting you for fraud etc which could end up with your account frozen, the fact you now have to build and maintain your own infrastructure for web hosting, video sharing, customer service - which will eat time, money or both (and unless you’re particularly technical you’re likely to need several middlemen). You’ll likely also need to deal with a drop in users/income because you’ve now made paying you significantly more difficult for many users.
Frankly, because you think there’s an easy alternative doesn’t mean there is one. There’s a reason these middlemen exist - because everything I’ve described up there is difficult, time consuming and not what these creators want to be doing. Like them or not, many creators wouldn’t be creators without them.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 week ago:
A simple no would’ve done.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 week ago:
If nothing else it’s a bit of a faff. But again you’d need someone to convert it to fiat for it to be useful in every day life, which isn’t super removed from a payment processor. It’s pretty much difficult to get away from a middleman somewhere.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 week ago:
You’d be happy to post it on Lemmy with any required routing information?
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 week ago:
Widely sharing your bank details isn’t usually considered a great idea.
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 week ago:
Onlyfans!
- Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now 1 week ago:
You kinda need a payment processor unless you want people to start mailing cash in the post.
- Comment on Approving US-made cars would make UK roads less safe 1 week ago:
Yeah makes sense, Focus definitely ends production at the end of the year. Always been a fan of Fords in general, decent quality, decent price, just all round decent cars.
- Comment on Approving US-made cars would make UK roads less safe 1 week ago:
You make a fair point, my comment was more to say that US brands can make a good sensible car if they want to and be damn successful at it. I’ll be a little sad when they discontinue the focus. Have they stopped Mondeo estates as well?
I guess the Puma/Capri combo are a more euro-centric SUV.
- Comment on Approving US-made cars would make UK roads less safe 2 weeks ago:
The funny thing is, the one American automaker that made an effort did quite well and we sometimes forget they’re American, namely, Ford.
- Comment on Australia: a story in 4 pictures 2 weeks ago:
Jesus fuck that name needs some work, common brown snake, could we not have went with “Antipodean Death Bringer” or something like that
- Comment on ggplot2 is love. ggplot2 is life. 2 weeks ago:
Oh my, no the other way round, spreadsheet loads the data and let excel handle it. I think you can probably even embed python at this point. I’m not seriously advocating for this approach either, to be clear.
- Comment on ggplot2 is love. ggplot2 is life. 2 weeks ago:
You could just automate the generation of the excel sheet as well - it’s really just pick your poison.
- Comment on ggplot2 is love. ggplot2 is life. 2 weeks ago:
Dump it out as a CSV and import it to excel?
- Comment on Keir Starmer’s Government Has Quietly Beefed Up Its Workers’ Rights Bill to Make It More Pro-Worker 2 weeks ago:
Have you never read a BBC HYS comments section?
- Comment on Nintendo is Bringing Us Kicking and Screaming Into the $80 Game Era with the Switch 2 2 weeks ago:
Held off on the switch at Christmas in anticipation of switch 2, mostly for the kids, think I’ll try them with PC gaming and see how they get on. I’ll get a lot more bang for buck upgrading my graphics card.
- Comment on Anon is worried about men 3 weeks ago:
Ah, work/life balance
- Comment on Anon is worried about men 3 weeks ago:
That feeling of not being able to keep up is very real.
- Comment on No more Bosch for me.. 3 weeks ago:
Good advice, thanks! I took a washing machine apart the hard way a few years ago, wish I’d been more minded to figure out the circuit back then too.
- Comment on 'Doctor Who' Star Varada Sethu Fires Back at 'Woke' Critics: 'It Means We’re Doing the Right Thing' 3 weeks ago:
The Doctor has been pretty anti-gun for as long as I’ve been watching. Honestly I just felt the Chibnal era lost a bit of magic, less campy/extreme/wild ride feeling to it. The first new season I thought was pretty decent.
- Comment on Ninja sword owners will be paid to surrender weapons before ban 3 weeks ago:
They do not appear to be banned under this legislation.
- Comment on Ninja sword owners will be paid to surrender weapons before ban 3 weeks ago:
- Comment on Official poster for "Rust" 3 weeks ago:
Oh man, I’ve just picked it up, it’s really amazing, the compiler just holds your hand every step of the way, have you tried it yet? You really should.