MonkRome
@MonkRome@lemmy.world
- Comment on Is it worth investing if I can only contribute $50 a month? 2 days ago:
High interest debt is an emergency. Anything in the emergency category gets paid first. High interest debt is a trap, you can’t hope to meet any other goal in life if you don’t take care of that first.
- Comment on Is it worth investing if I can only contribute $50 a month? 2 days ago:
For anyone with stable income, only debt who’s interest rate is at or above the potential interest you would earn investments should be paid down first. Any debt at a rate lower than you stand to earn, should be paid over time. Any debt lower than the rate of inflation should be paid as slow as the terms allow without penalty. So my order of priority is: high interest debt>emergency fund>tax deferred investing>ira and investing>low interest debt>even more cash holding>debt below inflation.
- Comment on What games have you put the most hours into? 3 weeks ago:
Sadly as I get older I game less hours, so most of my games on this list are older. LoL, wow, Dota 2, modern warfare 2 (2009), Wingspan(online boardgame), PubG battlegrounds, counter strike 2, terraria. I haven’t played fps, wow, or dota for years, but they still dominate this list. It’s funny because if I made a list of my favorite games, it would include almost none of these, except terraria.
- Comment on Why does it seem most people, mainly conservatives, against Trans people? Unless I am wrong I never heard of one shooting up a school church or whatever. The ones I have met have been pretty cool. 4 weeks ago:
I think they meant it doesn’t solve any problems because they never were the problem.
- Comment on [deleted] 1 month ago:
If you don’t know what you are doing, and still young, just set a low cost broad market index fund or ETF as the place your retirement funds go. An example would be VTSAX or VTI.
- Comment on It's the spherical chicken of legend! Somebody get the frictionless vacuum! 2 months ago:
If that is real, it is in pain. Overfed chickens typically spend the last ~month of their life in pain. I left ve chicken, but what we have done to get bigger yields is pretty gross.
- Comment on [deleted] 2 months ago:
Geopolitics isn’t a on/off switch with simple choices, every decision you make has lasting impacts all over the world and is also predicated on whether the political capital exists for change. If any us president tried to strip Israel of funding the house and Senate would react to counter that within a week. I’m skeptical that a president can shift Israel policy as quickly as people want, even though I agree that our Israel policy needs to change. People are also not appreciating the fact that she has to become president first either way. No person can become president of the USA on a defund Israel platform.
Kamala Harris is as left as she can be on every issue that politics allows, that signals to me that she is pragmatic, and but would probably move left once elected if she has the political capital to do so. Politicians represent the interests of the country, if she is a leftish authoritarian pragmatist, that’s only because our people are.
- Comment on [deleted] 2 months ago:
She is to the left of every president in my lifetime, which I get isn’t saying much, but she was the forth most left politician in the senate… Fascism is an inherently right wing ideology, the worst you could call her is moderately authoritarian about a small number of personal freedoms and a ruthless pragmatist about military.
- Comment on Big Penny! 3 months ago:
Most of these places have numerous warnings to trucks to turn back. Anyone looking at several warnings and continuing on, or worse too distracted to notice, sorta deserves the chiding.
That bridge 11’ 8" that always gets posted, has an over height sensor that stops the light to red, a sign warning you that you are over height, hazard lights, and the height bar is in bright yellow. People still hit it regularly.
- Comment on How do I alleviate bitterness due to lack of intimacy? 3 months ago:
Yeah I’m only 10 lbs more than my wife and she is 5’ tall. I was the last in a long line of tall usually this men for her. It’s definitely a type for some.
- Comment on How do I alleviate bitterness due to lack of intimacy? 3 months ago:
I am 6’ 6" and most of my life I’ve been between 145 to 165. So incredibly skinny, always under weight. I never struggled with women as an adult, but I also didn’t chase too many shallow women. When I was young i certainly got told by a few that they weren’t into skinny guys, but it was almost always by people that were incredibly socially controlled people, the type to “keep up with the Joneses” so to speak. Once I stopped chasing after people for the wrong reasons things improved dramatically.
Do you have close friends that are women? I wonder if there is a communication aspect to this if not. Do you date outside your culture? I grew up around mostly white rural Christians and they were more judgy about being skinny than other cultural groups, in my experience. Maybe something about rural people doing a lot more hard labor translates culturally.
- Comment on Healthcare 3 months ago:
It looks like this chick shoots porn and is an “influencer”. I assume she was just advertising herself. Also she publicly seems to like Andrew Tate, weird. I think she just says what she thinks people want to hear for attention because that’s how she makes money.
- Comment on Who Wants To Be A Lemming 4 months ago:
Sure but Steph Curry in his first year got absolutely bullied because he was tiny and weak and still threw up points. I’m skinny and not very strong, I got bullied in basketball, but had I had better handles I could have found a role. I could shoot, rebound, block and guard despite the disadvantage, I couldn’t dribble with a skill level that would get me anywhere though. I played thousands of hours of basketball in my life. I don’t think people understand where value really lies in the game. Plenty of players in the NBA look uncoordinated and weak and somehow carve out significant roles. Because they’re tall, or good 3 point shooters, or talented at rebounding, etc. I fail to see how talented women couldn’t carve out roles in the NBA.
I also think it’s worth nothing that most women, even in sports are strongly culturally discouraged from bulking up. As soon as a woman is strong enough to bully her peers she is accused of being a man. As things change, even though women don’t have the muscle mass of men, some women will bulk up enough to complete as much as they need to. A lot of this stuff is far more cultural than people want to admit.
- Comment on Who Wants To Be A Lemming 4 months ago:
Height and muscle mass obviously make a difference. But it’s important to note that uncoordinated, weaker, or shorter men all find roles in the NBA. So the argument people make that women can’t match up seems suspect. No one is saying Caitlyn Clark will be able to play like LeBron in a decade, but when she hits her prime she could absolutely fit a role on an NBA team. I think especially with the newer batch of wnba players coming in it will be hard to argue that at least the top 20 wnba players couldn’t fit roles in the NBA.
- Comment on Who Wants To Be A Lemming 4 months ago:
I know 2 people that have played/do play in the wnba. I did play with one of them, when I was a kid.
- Comment on Who Wants To Be A Lemming 4 months ago:
Not only am I athletic, played team basketball for years.
- Comment on Who Wants To Be A Lemming 4 months ago:
That last sentence is a bit misleading, women aren’t trying out for the NBA left and right. There also is a massive cultural barrier there, some of the best wnba players could likely play in the NBA and yet it hasn’t happened. I think someone would have to be willing to sacrifice their wnba career to try it out. If the person that does this isn’t built physically for it, it could paint a negative perception for years to come. Thus far it’s just been easier to keep separate. I do think we will see women start to enter sports dominated by men in the coming years though.
- Comment on Linguistics 5 months ago:
That’s their problem, I always assume the stupid people are the ones that are so inflexible and uncreative that they don’t understand that language is entirely an amorphous flexible human creation.
- Comment on Linguistics 5 months ago:
One who culls is a culler.
- Comment on Never believe the hype. 5 months ago:
I’ve gone 5 years I’m a row without getting sick. I met this electrician that claimed he didn’t get sick for the last 30 years. We don’t actually know how many times this dude was sick.
- Comment on Archaeology Problems 5 months ago:
Wait, that’s only 2 of the sites, that doesn’t really prove anything. Also the Canaanites were what would become the Jews, you know, the people that made a whole religion out of freeing themselves from slavery in Egypt. I get that religion is an unreliable historian, but it seems plausible to me that the cornerstone of the entire religion had a basis in reality. Some myths are very often loosely rooted in historical events even if they get magical after that point. Some think Robin Hood basically meant John Doe Criminal in old England or was possibly even a person at some point. Many religions feature a great flood. There is evidence of a historically large flood in Africa that basically created much of the northern deserts.
I don’t think it makes sense to dismiss it as myth anymore than it makes sense to claim it’s assuredly true, imo. Egypt was a continuous civilization for 3000 years before Christianity even appeared. 3000 years of history we no very little about.
- Comment on Keep honking! 5 months ago:
I mean if happen to be one of the dipshits looking at their cellphone when the light turns green you deserve the honks.
- Comment on Pros / cons of riding a bike? 6 months ago:
Realistically it’s only those 1-2 days after snowing when things are still being cleared that it’s an issue. I bike commute 52 weeks a year in Minnesota and there were only 3 days this year I regretted biking. 2 snow days and one heavy cold rain. I can always supplement another option on those days.
- Comment on Pros / cons of riding a bike? 6 months ago:
I do and it’s honesty much better than those 33+ c days. When it’s below freezing, I wear thermal high tops, snow pants, down jacket, face mask and ski goggles. Its perfectly comfortable.
- Comment on Pros / cons of riding a bike? 6 months ago:
I don’t doubt anything you are saying, but it’s worth mentioning that (iirc) 80%+ of severe injury and death on a bicycle is caused by motor vehicles, or complications of motor vehicle involvement. People very rarely have severe injury or death on dedicated bike infrastructure. The primary risk on bicycles is motor vehicles. If you remove motor vehicles, there is still risks, but someone might decide that risk is low enough to forgo a helmet. I don’t feel those people should be called stupid for their choice.
There is considerable evidence that everyone wearing a helmet in a car would save vastly more lives, and yet pretty much no one even considers that as a normal thing to do.
I still use a helmet, and more importantly, visibility gear, on my bicycle in 100% of my rides.
- Comment on Pros / cons of riding a bike? 6 months ago:
A helmet is only needed if you intent to spend significant time in traffic. Most of the world doesn’t use one.
The math behind using one is a lot more on the margins than people realize. In order for it to save you, it first has to prevent a head injury, and then prevent one that is in the range of severity that makes it useful. The vast majority of bike injuries won’t fall in that range, they’ll either be related to another part of the body, or in the case of high speed crashes from a car, too severe for a helmet to matter. But helmets do give people a false sense of security. Statistically people ride faster and take more risks with a helmet on. Lastly, again statistically, the visibility gear you put on yourself while riding does more to keep you safe in traffic than a helmet. Lights, reflectors, reflective vest, etc.
All this to say, the religiosity with which people proselytize helmets is misplaced. I still wear one, but I don’t judge people who choose not to.
- Comment on How does the day-to-day work of not wearing shoes in the house? 8 months ago:
I used to always do that until my carpet guy told me the oils from my feet directly on the carpet accelerates it’s end of life. He suggested keeping socks on or using indoor shoes (slippers, etc).
- Comment on [deleted] 8 months ago:
You are way overestimating how often antibiotics are needed. I’ve used them once in my life and it was only a precaution, probably not needed. People who get antibiotics for every little thing are largely responsible for their loss in effectiveness.
- Comment on The four houses dads belong to. 11 months ago:
That we should all argue about which of the crappy budget brands is the best just because they have a unified battery system? No thanks.
- Comment on The four houses dads belong to. 11 months ago:
Yeah the only tools I’ve had die on me way too early is DeWalt and Ryobi.