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Comment on Venmo overdrafted my bank rather than use the balance in my account

amanneedsamaid@sopuli.xyz ⁨3⁩ ⁨weeks⁩ ago

I FEEL THIS. My bank tells me its not possible to turn it off on my checking account. Blows my fucking mind they can’t just deny a tranaction if I don’t have the money even if I ask 😭

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scytale@lemmy.zip ⁨3⁩ ⁨weeks⁩ ago

Blows my fucking mind they can’t just deny a tranaction

The can, they just won’t because of those juicy overdraft fees.

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OsrsNeedsF2P@lemmy.ml ⁨3⁩ ⁨weeks⁩ ago
Which bank do you have? Is switching to a credit union an option?

I switched to a credit union and can use all the same ATMs/send money/etc and there’s no fees/no anti-consumer nonsense

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SeeMarkFly@lemmy.ml ⁨3⁩ ⁨weeks⁩ ago
It’s not designed against humans, its designed for bankers.

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Pieisawesome@lemmy.dbzer0.com ⁨3⁩ ⁨weeks⁩ ago
Complain to the office of the Comptroller

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Bongles@lemmy.zip ⁨3⁩ ⁨weeks⁩ ago
My banks can turn it off, but what annoys me about that is the overdraft fee just becomes an insufficient funds fee (in most cases, I’ve obviously not tested most kinds of charges to see) at that point for me, fuck might as well pay what the charge was.

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