SS disability
enrolls 300 people per year. someone old who only had a heart attack ain’t getting it
Comment on Not saying this is Hell, but it's pretty fucking close
ryrybang@lemmy.world 6 hours ago
He’s eligible for both the full amount of SS and/or SS disability. He’s likely not exploring all options and should talk to a social worker.
Ie, we aren’t getting the full story here.
HeyThisIsntTheYMCA@lemmy.world 4 hours ago
Gerudo@lemmy.zip 6 hours ago
It’s possible he still has a mortgage, or is in debt or any hundreds of reasons why the tiny amount of SS isn’t enough to survive on for him.
This is my biggest fear, people aren’t buying their first home as early as they used to. Imagine you don’t buy your first home till 40, and you get a 30yr mortgage. You’re still paying it well past standard retirement age.
tmyakal@infosec.pub 5 hours ago
That’s the great thing: they keep raising the retirement age. Soon, I’ll be able to buy a house at 45 with a 50-year mortgage, literally work until I’m dead, and let the bank take the house because I still owe $150k.
Asfalttikyntaja@sopuli.xyz 5 hours ago
This is pretty much how it works. Paid employment is modern days slavery. They pay you just enough for a living wage and forces you to consume more all the time. And you just try to keeping up appearances like all your neighbors do. And finally you die in doing that.
WorldsDumbestMan@lemmy.today 4 hours ago
Makes me wonder why we bother.
chiliedogg@lemmy.world 4 hours ago
That was also always the plan. When Social Security was initially established with a retirement age of 65, the life expectancy of an American was 63.
It was never meant to be a national retirement plan. It was a social safety net meant to keep people who couldn’t work due to injury or age from dying homeless on the streets where people could see them.
Then we started living longer and pensions started going away and it became the primary retirement plan for millions of people who started living 20 years longer than the system had planned for.
And the educated, healthy people who live forever and collect the most in payments due to their higher wages tend to be people who didn’t start contributing until their mid-20s after finishing college. So for the majority of their lives they don’t contribute, but they take the most out of the system.
It’s fundamentally broken as designed.