Comment on Employers ditching health coverage

Jake_Farm@sopuli.xyz ⁨1⁩ ⁨month⁩ ago

• douglasg14b@lemmy.world ⁨1⁩ ⁨month⁩ ago

  And for the ones where it is, they’ll just choose United, and then you can’t get healthcare anyway because none of the clinics will bill United Health because of their denial rate.

  Literally not a single physical therapy office, occupational therapy office, immunotherapy, asthma clinic, or essentially any other outpatient facility within 100 miles of me takes United Health.

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  • Jake_Farm@sopuli.xyz ⁨1⁩ ⁨month⁩ ago

    If no one takes their insurance, they aren’t actually insurance, they are a ponzi scheme.

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    • im_fine_sandy@nord.pub ⁨5⁩ ⁨weeks⁩ ago

      A ponzi scheme is a very specific type of scam, and this isn’t it.

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  • Blackfeathr@lemmy.world ⁨5⁩ ⁨weeks⁩ ago

    Can confirm. Going through this bullshit with United Hellcare with trying to establish psych care.

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    • tmyakal@infosec.pub ⁨5⁩ ⁨weeks⁩ ago

      It’s like they are actively trying to prevent me from finding a doctor

      They are. The less you use their services, the more money they make.

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      • Tollana1234567@lemmy.today ⁨5⁩ ⁨weeks⁩ ago

        alot of insurance actually tries to discourage people from using thier services, just exhaust the cusotmers until they stop trying to use the insurance. i think UHC does it more often.

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    • Tollana1234567@lemmy.today ⁨5⁩ ⁨weeks⁩ ago

      they are likely using AI to auto-deny now more than ever.

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  • fluffykittycat@slrpnk.net ⁨5⁩ ⁨weeks⁩ ago

    No Wonder Luigi did it, holy shit

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    • Tollana1234567@lemmy.today ⁨5⁩ ⁨weeks⁩ ago

      probably denied PT/medication for his chronic back pain, one of the things alot of insurance doesnt want to pay for is chronic care for things like this, paying physical therapist is pricey, and medicaiton for it. the other things one of my insurnace doesnt like if you ask for BIOLOGIC medication.

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  • AeonFelis@lemmy.world ⁨5⁩ ⁨weeks⁩ ago

    Image

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  • Tollana1234567@lemmy.today ⁨5⁩ ⁨weeks⁩ ago

    for a while BCBS was one of the bad ones, im guessing UHG is pretty bad too. i think optum one of thier subsidiaries also terrible.

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• HeronHouseHamilton@lemmy.zip ⁨1⁩ ⁨month⁩ ago

  They’re not dumping health insurance altogether, they’re just shrinking the coverage.

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  • Tollana1234567@lemmy.today ⁨5⁩ ⁨weeks⁩ ago

    or they are passing more of the cost to the employee. shrinking includes choosing a shittier insurance that covers less.

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• Malica@lemmy.zip ⁨5⁩ ⁨weeks⁩ ago

  Law is meaningless without enforcement and Trump destroyed all of the consumer watchdogs.

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