fadedmaster
@fadedmaster@sh.itjust.works
- Comment on Hustle? In this gig economy? 3 weeks ago:
Could be full-commission sales too.
- Comment on Anon applies for a job 2 months ago:
I’ve never seen a posting that far off. I mean if you’re applying for waiter jobs and they list a bunch of HVAC qualifications, that sounds more like a mistake where they gave the wrong position title or selected the wrong job description. Which would be an honest mistake. These HR people are human just like you and I. Mistakes will happen.
- Comment on Anon applies for a job 2 months ago:
And this is why you never say no to a job posting just because you think you’re not qualified. Apply anyway. You might be exactly what they’re looking for and be an otherwise great fit.
Every job I’ve had except for my first retail job I have not met the posted requirements, but I’ve been able to either learn on the job or proved in the interview process that I know the subject matter despite not having the degree.
- Comment on These AI generated pics are becoming impossible to spot 5 months ago:
I noticed the fire and I noticed the tent. I was too distracted by the hands to notice that the fire was in the tent… What has AI images done to me? Haha.
- Comment on Thanks, Google 5 months ago:
I’ve never had the roundabout one either. But I do often get ones where I’m on a rural highway and it will give an alternative route to exit the highway, take this long twisting road that dumps me back on the highway ahead of me, adding a needless 40 minutes. Haha.
- Comment on Anon has nerdy hobbies 7 months ago:
Isn’t “women” preferable over both terms? Pretty sure if I used the term “girls” around most women I know they’d find it offensive. But most women I know are between 25 and 50 years old.
- Comment on What kind of institutional gaslighting is this? 7 months ago:
Agreed. However, the letter you or I might have written probably wouldn’t have been published. Haha.
- Comment on Thanks AT&T! 8 months ago:
They give you a discount per month. So for example, a $1000 phone is on sale for $600, but they don’t give you $400 off up front. Its a $11.11 per month discount for the next 36 months. You pay $16.67 per month until its paid off. If you pay it up front you pay $1000. If you leave early or pay it off early you lose the $11/month discount on the payment for the phone
Its intended to lure people in for an advertised cheap or free phone, but then you’re stuck with them paying for the device.
- Comment on Thanks AT&T! 8 months ago:
Because people finance their phones with AT&T, usually without realizing it. “Free” phones and discounted phones are not usually free or discounted. You’re forced to stay with them to get the discount off each month. I hate it because I’d rather just pay for my phone outright and be done, but then you actually pay more.
- Comment on I'm working on it, ok? 8 months ago:
I figured as much with death being one of the options. Haha.
- Comment on I'm working on it, ok? 8 months ago:
We’re talking in circles. You think I only mentioned Netflix. I didn’t. I also said fast food. You also think I said poor people. I didn’t. My suggestion is for everyone.
If you can’t afford luxury items (and I include fast food and streaming services in that category) then you shouldn’t spend your money on them.
I would no sooner suggest someone to purchase Netflix over feeding themselves and their family. And that’s what you could end up having to spend your emergency fund on if you lose your job. But you place these luxuries on the same tier as necessities and that’s just simply irresponsible.
Go ahead and tell all your friends and family, “Don’t worry, I know money is tight, but you shouldn’t save for future emergencies by cutting corners today. I think you should give that money to McDonald’s and Netflix. They clearly need it more than you do. I mean, you can always just put it on your credit card and pay 30% interest!”
- Comment on I'm working on it, ok? 8 months ago:
It was the mid 2000’s. And people spend a lot more than $15-30/month on fast food and streaming services. For the people whose finances I’ve seen, it’s usually closer to 30% of their monthly income that goes to pure wants.
Also, someone can absolutely survive in today’s world without a smart phone. It definitely makes things easier. Also, you can get a basic smartphone for free nowadays. Couldn’t do that back in the 2000’s. The equivalent today is getting a flagship versus a cheapy phone.
I agree that water is a need. I’m talking strictly fast food, eating out, and things like Netflix, Spotify, etc.
This the second time you’ve put words in my mouth. I may have misunderstood what you said initially. But first you’re saying I’m like that avocado toast guy (when I’m not saying people can solve their poverty), and now you’re saying I’m a college was cheap for me guy.
Costs are higher than they have ever been and that’s why it’s even more important these days to control your spending. Costs are high. Wages haven’t kept up. It’s the sucky reality of the world we live in and telling people to keep spending their money irresponsibly in the name of comfort is just going to damn them to worse conditions as they go into debt when real problems arise and that debt puts them in even worse conditions where now they absolutely cannot afford their true bottom of the barrel needs without more debt.
- Comment on I'm working on it, ok? 8 months ago:
I’m not saying Netflix and fast food are keeping people poor like that guy about avocado toast.
I’m saying that if you can’t afford an emergency, that’s an emergency itself.
Buying fast food and Netflix (and all the other things that go with that) instead of saving up so you can afford an emergency is irresponsible.
Not being able to afford Netflix and/or fast food isn’t being “slightly better quality of life than if they were dirt poor.” I may not have been dirt poor. But I was buy expired milk and bread to freeze, can’t afford minutes for my flip phone while my friends have smart phones, poor. And my quality of life wasn’t “slightly better” than “dirt poor.” I had a furnished apartment, a color TV, and was able to borrow videos from the library for entertainment.
- Comment on I'm working on it, ok? 8 months ago:
Not having Netflix and the like does not make one dirt poor. That is such an entitled view to have. Literally first world problems if your mental health can’t handle not having the latest entertainment. Go to a library for goodness sakes.
- Comment on I'm working on it, ok? 8 months ago:
I wish you the best of luck. It isn’t easy. Getting out of debt and having a fully funded emergency fund is a great feeling.
- Comment on I'm working on it, ok? 8 months ago:
There are other ways to cut expenses too. I’ll bet a lot of people (not all, but a lot of them, maybe even a majority) are paying for things they don’t need when they’re living paycheck to paycheck. Things like Spotify, Netflix, fast food, car washes, probably even car payments on a car that is beyond their means or at the least way more car than they need.
Every friend of mine I’ve helped get to a financially stable and responsible point in their life could do it without having to increase their income. Obviously an increase in income makes it a lot easier to do this, but if you don’t have the behaviors down, then you’re just going to creep your lifestyle when you make more money.
- Comment on Windows 10 and its shortage of "Never shove this screen in my face again" buttons 8 months ago:
I agree. Shorts are just a way for me to discover new creators when I’m on the toilet since my recommendations page sucks now and never recommends new creators to me.
- Comment on Thinking of visiting a pawn shop. What should I know? 1 year ago:
Replace “a month” with “per month”