PriorityMotif
@PriorityMotif@lemmy.world
- Comment on Anon goes to the gym for the first time 1 week ago:
I saw this older gym rat trying to chat up a younger dude. He was obviously trying to fuck the poor lad.
- Comment on Anon reflects on e-sports 1 week ago:
Wider fov
- Comment on whoop whoop 3 weeks ago:
Oopsie uWu poosie
- Comment on natural wonders 3 weeks ago:
Governments and other entities start wild conspiracy theories with people who are susceptible to them so that people who discover real conspiracies look crazy.
- Comment on natural wonders 3 weeks ago:
Who’s to say there isn’t a planet that is constantly on the exact opposite side of the sun so that we can never see it?
- Comment on Ant smell 4 weeks ago:
Cilantro tastes like bathwater/ wet washcloth to me.
- Comment on Ant smell 4 weeks ago:
Stop fucking cussing you goddamn asshole.
- Comment on Good deal 4 weeks ago:
All it needs is…
- Comment on Every damn day 4 weeks ago:
Oregon Trail II master race.
- Comment on 2x2 lumber at Home Depot is now 1.28x1.28. Nominal size is supposed to be 1.5 1 month ago:
Distributors send their junk to home stores because they know they won’t reject it.
- Comment on Dashcam footage clears man of felony charge after showing constable injuring himself 1 month ago:
Flock “Safety”
- Comment on Voyager 1 1 month ago:
Probably brought in some of the original guys for one last job.
- Comment on Anon learns about cars 1 month ago:
If you lift off the throttle you can induce oversteer because you are transferring the weight of the vehicle away from the back wheels.
- Comment on Lemmy is growing and they are coming 2 months ago:
Every once in awhile I visit an old forum that allowed obnoxiously long signatures with huge banners and gifs in them. I won’t miss that.
- Comment on the internet 2 months ago:
I think people are saying that the bridge shouldn’t have collapsed like that just from being hit by a barge and that there was some kind of structural defect in the bridge. The fact that investigators went straight to’ “maintenance was just fine to the ship” is sus.
- Comment on the internet 2 months ago:
Bridge engineer is a very specific kind of engineer and nobody who is licensed to be a bridge engineer is going to risk their license tothrow in their .02
- Comment on car insurance 2 months ago:
Move to a city, it would be cheaper than this absurdity.
- Comment on I'm working on it, ok? 2 months ago:
Unfortunately, you have to play the hand you got. I’ve given this advice over and over and people who were just complaining about not making ends meet will say that it’s too much work to try to do the bare minimum to save a few bucks here and there. You don’t even have to mind every penny you spend, you just have to be mindful of the money you spend.
- Comment on I'm working on it, ok? 2 months ago:
There’s forums, websites, and apps where people post coupons and deals even for groceries. There’s local food banks if you’re not too proud to use them. You can buy necessities from FB marketplace, or join the free group for your area as you can make a reasonable ask for items. You can make extra money from selling items on eBay. I’ve personally sold free items for over $100 that way. Yes, it’s easy for me to say it, but I’ve lived it and these are the strategies I used when I was barely making $10/ hr adjusted to $15.56 today from 2007 and I was completely on my own back then.
- Comment on I'm working on it, ok? 2 months ago:
Touch grass 😘
- Comment on This laptop released in 2016 no longer receive OS updates. Which means I can't update Chrome Browser 2 months ago:
It depends really. If you need to use old software or hardware, then no. I have some automotive tools that don’t need the greatest PC to run and I’d rather not mess up my installation of the software they need to work, so I have an ancient Thinkpad with windows 8 on it that I can boot up and use for diagnostics. I just maxed out the ram and put in an SSD so it runs halfway decent.
- Comment on I'm working on it, ok? 2 months ago:
Consider the value of your purchases, that doesn’t mean buying the cheapest thing. It means buy the things that give you the most benefit. Price compare, don’t just blindly go to the store and buy something.
Don’t drive to the store to buy one thing. Go to the store if you’re already going past it or need to do a full run.
If you think you want to buy something you don’t necessarily need, don’t buy it immediately, put it in your online shopping cart and leave it there for a few days, then decide if you still want it.
Sell stuff that you don’t want or use anymore.
Never go out to eat/ order food if you can help it.
Stop drinking soda/energy drinks.
Stop smoking, doing drugs, and drinking alcohol.
Never go inside the gas station to pay, always pay at the pump. You’ll avoid impulse purchases and don’t buy lottery tickets.
Stop caring what other people think, you don’t need to buy a bunch of fancy clothes, shoes, the latest iPhone, etc. The only time you need to dress nice is a job interview and special occasions.
Show up to work on time, don’t complain out loud, and have a willingness to learn something new. You don’t have to be the best to get more money. Don’t stay at the same job if you’re not getting promoted or regular pay raises.
Buy a bicycle.
Floss your teeth, dental work is expensive.
Move to a higher cost of living area to get jobs that pay more. Rent is higher, but everything else costs pretty much the same so you’re better off and have more job opportunities.
Put as much money into your retirement account while you’re young, time in the market is better than timing the market.
Take care of your things, especially if you have a car. Maintenance costs less than a new engine.
Learn to fix things yourself
Go to thrift stores
Take advantage of free services, go to the library, they have access to a lot of online subscriptions.
Stay away from predatory loans from places like rentacenter, buy here pay here car lots and payday loans. Just don’t.
Don’t take out a car loan if you can’t afford it.
Get a savings/checking account with the highest interest you can find. It doesn’t have to be a local credit union/bank.
Do your own taxes for free, don’t pay someone to do them if you only have a regular job.
Get a roommate and split rent.
Take the bus/train.
Coupons/ deals/ rewards points.
Never talk to the cops.
- Comment on I'm working on it, ok? 2 months ago:
It’s relatively easy if you avoid a bunch of poverty traps like smoking and drinking, paying high interest on stuff you don’t need. Have good credit and use money wisely. Most people blow money on convenience or stuff to impress other people or fomo.
- Comment on I'm working on it, ok? 2 months ago:
I had an 18 month 0% card last year. I floated a bunch of expenses on it and paid it off a few days before interest kicked in. I also earned rewards points from the card, so double win I guess.
- Comment on I'm working on it, ok? 2 months ago:
I put $25/ week into a college savings account for my 4 year old. I do weekly for dollar cost averaging, rather than trying to time the market. I started it with a few $k and it’s up to about $5k right now. It’s tax deductible and is invested with a target date fund. Even if the investment only keeps up with inflation, that’s $25k or so in today’s money. Probably enough for at least a semester or two.
- Comment on I'm working on it, ok? 2 months ago:
No, is basically dog food.
- Comment on I'm working on it, ok? 2 months ago:
I have about $10k socked away into an HSA account from when I had a high deductible insurance plan. With an HSA you can leave the money in an investment account, you don’t have to withdraw it when the cost occurs. You just need to have receipts for the amounts you withdraw so you can show them to the IRS is bed be. So I save all my receipts for doctors visits, prescriptions, OTC medicine, glasses, dental, and anything else allowed. Then I have tax free money sitting in an investment account that I can withdraw tax free if I have a real emergency.
You can also put money into a Roth IRA and you can withdraw your contributions tax free.
There’s a bunch of ways to make your money work for you and still have access to it in a true emergency.
- Comment on How do you keep your homes clean? 2 months ago:
The fans are also 20", so you can just tape the filter right on.
- Comment on How do you keep your homes clean? 2 months ago:
20"x20" air filter taped to a box fan while you’re cleaning and leave it running for a few hours. Change your HVAC filter.
- Comment on I feel old 2 months ago:
Literally nobody in the 90s ever said “eat my shorts” irl.