If you mean specifically health insurance… yeah this is spot on.
I think it’s more complicated for other kinds of insurance though.
America is so great we privatized taxes
Submitted 1 year ago by JimmyMemes@lemmy.world to [deleted]
https://lemmy.world/pictrs/image/9dfd9cfe-82e4-425b-9f57-b80e3681ea27.png
Comments
average650@lemmy.world 1 year ago
TropicalDingdong@lemmy.world 1 year ago
Health insurance shouldnt be health insurance.
It should just be health care.
Varyk@sh.itjust.works 1 year ago
Would be a shame if you had an…"accident*
ininewcrow@lemmy.ca 1 year ago
Has an accident
Insurance company that won’t help you: … Isn’t that a shame :(
Tb0n3@sh.itjust.works 1 year ago
You’re paying for a service. How much of your paycheck are they taking anyway? Mine is less than 5%. $70 a week. It’s not a whole lot.
ratman150@sh.itjust.works 1 year ago
So nearly 300$ a month for…what exactly? To be denied life saving treatment?
Tb0n3@sh.itjust.works 1 year ago
Even if you have no insurance, they will not deny you life-saving treatments.
JimmyMemes@lemmy.world 1 year ago
statistically Americans pay twice as much in insurance and taxes as Europeans pay in just taxes for healthcare
Tb0n3@sh.itjust.works 1 year ago
When I hear that I also think of Canada and their massively overwhelmed healthcare system.
SuperIce@lemmy.world 1 year ago
What about the money your company pays for the healthcare? I only see ~$350 a year deducted from my paycheck to pay for my insurance, but according to my W2, my employer pays another $8,000 per year to the insurance company. You’re paying a lot more for your health insurance than you see on your paychecks.
Asafum@feddit.nl 1 year ago
So many fucking people fight me on this…
The company sees your benefits as part of your total compensation. They factor all of it in when considering your “value.” If they weren’t paying the insurance they’d need to pay you more to maintain a level of competitiveness that they claim the benefits add… Not to mention if everyone working paid a healthcare tax there’s no way in fucking hell it would be $1,200+ a month like it currently is… Not to mention eliminating the need for profits which add to the costs…
TokenBoomer@lemmy.world 1 year ago
Ever had to fight with an insurance company?
whofearsthenight@lemm.ee 1 year ago
I have insurance. I went to urgent care when I was pretty sure I had the flu or COVID or something about a year ago (just slightly before COVID was declared “over.”) I paid my copay for doctors office visit, I was in there for about an hour, with roughly 40 minutes of that sitting in a room waiting for a doctor (in an empty clinic) and then had a flu test and a COVID test.
They still sent me to collections for $350 for this visit. I pay a stupid amount for insurance, which my employer subsidizes, and I still can’t even get a fucking flu/COVID test apparently.
For profit health insurance in America is evil. It is easily one of the most fucked up things about this country that we just absolutely ignore.
penquin@lemm.ee 1 year ago
How is your deductible and max out of pocket? You don’t count that? Lol I don’t run into too many people who say anything good about our healthcare scam system.
DJDarren@thelemmy.club 1 year ago
I guess I pay a similar amount as you; around £230 a month in National Insurance. According to XE that’s about $280.
And yeah, that’s not a bad amount to cover any medical needs I might have.
The difference is that, by and large, that’s all I pay. If I got hit by a car tomorrow, I wouldn’t get charged a penny for the paramedic, for the equipment they use to help me, for the ambulance to take me to hospital, for the doctors and nurses who patch me up, and for all the physio, medications and aftercare I’ll need.
I’ll pay ~£10 per prescription, but if I develop a chronic, life threatening condition, that fee will be waived. If I don’t, then I can pay a flat annual fee of £110 and receive as many prescriptions as I need.
Also, my National Insurance contributions (theoretically) ensure that when I reach retirement age I’ll be able to receive a state pension.
The NHS is something that I’ll fight tooth and nail to keep, and you guys in the US should be fighting for your own version of it.
Candybar121@lemmy.world 1 year ago
i wonder how many people will live through their whole lives without ever needing to use the insurance they pay for anyway.
TurboDiesel@lemmy.world 1 year ago
Paying for a service that most of the rest of the world decided should already be covered.
Redrum714@lemm.ee 1 year ago
You do realized you still pay for your healthcare via taxes in those nations right?
Tb0n3@sh.itjust.works 1 year ago
It’s getting paid from somewhere, by someone. Doctors aren’t just suddenly free because they have universal healthcare.
papabobolious@feddit.nu 1 year ago
You pay more per week in case you have a medical emergency than I pay per year for literal medical emergencies. You pay more in a month for just having insurance than I paid for a 10 day hospital stay, completely uninsured.
mojo@lemm.ee 1 year ago
Yeah I just pay like $36 a month or so and my copays are $35, or $75 if a specialist.
ComradeWeebelo@lemm.ee 1 year ago
This is very ironic if you work for an insurance company.
deezbutts@lemm.ee 1 year ago
I imagine working for a major health insurance provider… One would use them for health insurance?