I’ve got 6 minutes of salary saved, this is adulting!
I'm working on it, ok?
Submitted 7 months ago by ickplant@lemmy.world to memes@sopuli.xyz
https://lemmy.world/pictrs/image/5d4bd635-d653-4a52-b20b-630c7e87d3cd.png
Comments
waterore@lemmy.world 7 months ago
penquin@lemm.ee 7 months ago
Who can afford to put shit aside. Who the fuck says shit like this.
Lowpast@lemmy.world 7 months ago
Probably 80% of America can? Yeah, it’ll take 5+ years to accomplish, but it’s not unattainable.
penquin@lemm.ee 7 months ago
Lmao. I don’t know what rock you live under
XTL@sopuli.xyz 7 months ago
Hundreds of millions of people around the world can. Probably nobody says exactly this outside of bad memes.
guyrocket@kbin.social 7 months ago
I think there is a whole lot of variability in this equation. I do try to keep some "cushion" in the bank, but I can borrow if I have to. So if I have drained the savings I can still get by via borrowing for a while if necessary.
I'm fortunate that my employment is very steady. The chances of me losing my job are slim. If it were less steady I'd be better about keeping that cash stashed.
If the unlikely did happen and I lost my job I would pretty quickly have access to a large stash of cash. Which I'd rather save but would spend if it saves my ass from starving and foreclosure.
yokonzo@lemmy.world 7 months ago
I found a much easier method that was told to me is, (dont make a purchase unless you can afford to buy it twice)
BakerBagel@midwest.social 7 months ago
I cant afford to fill up two tanks of gas, but i still gotta go to work. The economy is absolutely fucked no matter what economists say about avoiding a recession.
spankinspinach@sh.itjust.works 7 months ago
I’ve developed a bit of a variation on this: Don’t buy it unless you’re willing to put that number again into savings/investment. A little more strict, but also forces a careful analysis of short term-wants vs. long-term goals. Caveat: obviously some major expenses don’t qualify, but are necessary regardless.
BallsandBayonets@lemmy.world 7 months ago
I tried that but my landlord said if I didn’t pay the rent they’d kick me to the street.
yokonzo@lemmy.world 7 months ago
Lmao i mean it’s just a general guideline not a hard rule