I'm working on it, ok?

Comments

• yokonzo@lemmy.world ⁨11⁩ ⁨months⁩ ago

  I found a much easier method that was told to me is, (dont make a purchase unless you can afford to buy it twice)

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  • BakerBagel@midwest.social ⁨11⁩ ⁨months⁩ ago

    I cant afford to fill up two tanks of gas, but i still gotta go to work. The economy is absolutely fucked no matter what economists say about avoiding a recession.

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  • spankinspinach@sh.itjust.works ⁨11⁩ ⁨months⁩ ago

    I’ve developed a bit of a variation on this: Don’t buy it unless you’re willing to put that number again into savings/investment. A little more strict, but also forces a careful analysis of short term-wants vs. long-term goals. Caveat: obviously some major expenses don’t qualify, but are necessary regardless.

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  • BallsandBayonets@lemmy.world ⁨11⁩ ⁨months⁩ ago

    I tried that but my landlord said if I didn’t pay the rent they’d kick me to the street.

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    • yokonzo@lemmy.world ⁨11⁩ ⁨months⁩ ago

      Lmao i mean it’s just a general guideline not a hard rule

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• waterore@lemmy.world ⁨11⁩ ⁨months⁩ ago

  I’ve got 6 minutes of salary saved, this is adulting!

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• penquin@lemm.ee ⁨11⁩ ⁨months⁩ ago

  Who can afford to put shit aside. Who the fuck says shit like this.

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  • Lowpast@lemmy.world ⁨11⁩ ⁨months⁩ ago

    Probably 80% of America can? Yeah, it’ll take 5+ years to accomplish, but it’s not unattainable.

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    • penquin@lemm.ee ⁨11⁩ ⁨months⁩ ago

      Lmao. I don’t know what rock you live under

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  • XTL@sopuli.xyz ⁨11⁩ ⁨months⁩ ago

    Hundreds of millions of people around the world can. Probably nobody says exactly this outside of bad memes.

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• guyrocket@kbin.social ⁨11⁩ ⁨months⁩ ago

  I think there is a whole lot of variability in this equation. I do try to keep some "cushion" in the bank, but I can borrow if I have to. So if I have drained the savings I can still get by via borrowing for a while if necessary.

  I'm fortunate that my employment is very steady. The chances of me losing my job are slim. If it were less steady I'd be better about keeping that cash stashed.

  If the unlikely did happen and I lost my job I would pretty quickly have access to a large stash of cash. Which I'd rather save but would spend if it saves my ass from starving and foreclosure.

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