Comment on I’ve been locked out of PayPal for years because of their mistake

MeatsOfRage@lemmy.world ⁨3⁩ ⁨months⁩ ago

• accideath@lemmy.world ⁨3⁩ ⁨months⁩ ago

  Because it’s convenient for paying online (one login instead of having to search my debit card and also, if I got scammed, there’d be another layer of protection for me) and it’s convenient for sending money to friends when we order pizza together or sth like that. What’s the alternative?

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  • Cryophilia@lemmy.world ⁨3⁩ ⁨months⁩ ago

    Venmo, Google pay, apple pay

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    • accideath@lemmy.world ⁨3⁩ ⁨months⁩ ago

      No one I know has venmo. Most people I know wouldn’t even know what venmo is. I’m not even sure it’s available here in Europe. I believe it actually isn’t, can’t find it on the AppStore.

      And Google pay and Apple pay are nice and I personally use them but I’m not always on a device that supports them, I’m not always on shops that support them and I know a lot of people who don’t have credit/debit cards, only giro cards, and those usually aren’t supported either. And, at least in Europe, you cannot send money to friends via Apple Pay or Google pay.

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      • Alborlin@lemmy.world ⁨3⁩ ⁨months⁩ ago

        In EU, you need to use PayPal at all.bank transferes are instant, banks provide disponible debit cards , you can use Google pay Almost anywhere, which keeps your Privacy. Where is that you NEED to use PayPal in EU?

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      • shortwavesurfer@monero.town ⁨3⁩ ⁨months⁩ ago

        Monero

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      • HeyJoe@lemmy.world ⁨3⁩ ⁨months⁩ ago

        Where I am from everyone used Venmo… I never wanted it, I had PayPal forever due to ebay I think in the 2000’s so why did I need another service that did the exact same thing as PayPal and it’s even owned by the same company! Sadly, I lost that battle and caved. Idk why everyone said let’s use venmo or why it got big, but I’m stuck out of convenience for others now.

        Personally, I love Zelle the most since it’s a direct transfer from bank account to bank account and available immediately without the 2 day wait like the other services.

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    • 0x0@lemmy.dbzer0.com ⁨3⁩ ⁨months⁩ ago

      Venmo is owned by PayPal, so that might not solve anything

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    • Jean_le_Flambeur@discuss.tchncs.de ⁨3⁩ ⁨months⁩ ago

      All data sucking big corporate leeches. I wish giropay would take off more

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  • robigan@lemmy.world ⁨3⁩ ⁨months⁩ ago

    Bitcoin? Ether?

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    • accideath@lemmy.world ⁨3⁩ ⁨months⁩ ago

      Really? Crypto? For one, I know almost no online shop that takes crypto, almost no person I’d send money to has crypto and I don’t want to own crypto either since it’s rather unstable…

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      • shortwavesurfer@monero.town ⁨3⁩ ⁨months⁩ ago

        Price Crypto at the one-year simple moving average, and the volatility stops. I personally use crypto all the time and make my budget using the one-year simple moving average and it completely eliminates the issue with the volatility because that average takes a very long time to move.

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      • robigan@lemmy.world ⁨3⁩ ⁨months⁩ ago

        Sounds like an addoption problem for you. The question asked what other alternative there is and cryptocurrencies solve that problem. Simple as that

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      • explodicle@sh.itjust.works ⁨3⁩ ⁨months⁩ ago

        This doesn’t solve the adoption issue, but you can use “stable coins” like DAI that are pegged to the dollar.

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  • sznowicki@lemmy.world ⁨3⁩ ⁨months⁩ ago

    Ever heard about chargeback? Credit card is supreme in terms of protection against scams.

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