Comment on Asked LA Fitness to cancel my membership, they offered to freeze it for $10/month instead

TheWhetherMan@lemmy.world ⁨1⁩ ⁨day⁩ ago

• CmdrShepard49@sh.itjust.works ⁨1⁩ ⁨day⁩ ago

  Just because aware this doesn’t terminate whatever contract you had and they can take you to court if they wanted to.

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  • InternetCitizen2@lemmy.world ⁨8⁩ ⁨hours⁩ ago

    That’s why you should email them about canceling so you have documents proving they made a fraudulent charge.

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    • CmdrShepard49@sh.itjust.works ⁨6⁩ ⁨hours⁩ ago

      Most definitely. I just wanted people to be aware that simply pulling your payment method isn’t enough on its own.

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      • InternetCitizen2@lemmy.world ⁨5⁩ ⁨hours⁩ ago

        Fair enought yeah

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  • Zirconium@lemmy.world ⁨23⁩ ⁨hours⁩ ago

    Damn, goodbye home after bathroom renovations

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    • CmdrShepard49@sh.itjust.works ⁨21⁩ ⁨hours⁩ ago

      joe.exotic.never.financially.recover.jpg

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• NutinButNet@hilariouschaos.com ⁨1⁩ ⁨day⁩ ago

  So this is why some gyms like mine are now doing discounts for using a checking account now. I wondered why that was when I set up my account last year.

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  • Khanzarate@lemmy.world ⁨22⁩ ⁨hours⁩ ago

    Nah there’s legitimate reasons to do that. Banks don’t charge the fees that credit card companies do.

    Also, you can have your bank refuse payment, anyway.

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    • NutinButNet@hilariouschaos.com ⁨20⁩ ⁨hours⁩ ago

      I didn’t know that was a thing but makes sense. Do banks have a similar name to it like credit cards have chargeback?

      That makes sense on the fees, I had forgotten the fees they get charged for processing plastic.

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      • Khanzarate@lemmy.world ⁨19⁩ ⁨hours⁩ ago

        Yeah it’s a stopped payment. Checks or bank accounts.

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• CileTheSane@lemmy.ca ⁨8⁩ ⁨hours⁩ ago

  Or you could not sign up for known predatory businesses.

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• northernlights@lemmy.today ⁨1⁩ ⁨day⁩ ago

  That’s good advice, I’ll do that for my next gym membership. Tx.

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• Junkasaurus@lemmy.world ⁨20⁩ ⁨hours⁩ ago

  Yeah good call, I’d do this too. Just watch out though because the gym will send any unpaid bills to collections. Might be worth it though to get out of the contract - just make sure to pay off the debt within 30 days.

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  • thebestaquaman@lemmy.world ⁨14⁩ ⁨hours⁩ ago

    Had something like this happen to me. Luckily, we have laws in place stating that collections companies cannot follow up disputed claims. So I emailed the collections company, with the people that sent the claim to them on CC, telling them I disputed the claim (with some attachments to back up why). They responded by basically saying “sorry, our bad, the people that sent this claim can pound sand.” Then I never heard anything more about it.

    What sucks though, is that it’s really stressful to have something go to collections. Most people would probably just have paid, because they get stressed out and don’t know the law.

    Full disclaimer: This law may very well not exist where you live.

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    • Junkasaurus@lemmy.world ⁨13⁩ ⁨hours⁩ ago

      Yeah that must be nice to have consumer protection laws where you live 🥲

      My original post was actually a lived experience. Around the start of COVID I wanted to cancel my membership at Retro Fitness, but they refused unless I came in with an essay about why in person. Yup you read that right.

      Fun fact: the gym was closed to guests because of COVID

      Pretty easy decision

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