So this is why some gyms like mine are now doing discounts for using a checking account now. I wondered why that was when I set up my account last year.
Comment on Asked LA Fitness to cancel my membership, they offered to freeze it for $10/month instead
TheWhetherMan@lemmy.world 1 day ago
When setting up my LA Fitness account, I used a virtual card so if they try and pull any shenanigans like this the card cane just simply cease to exist. Many credit cards offer this as a feature, and if not, privacy.com does this as well
NutinButNet@hilariouschaos.com 1 day ago
Khanzarate@lemmy.world 22 hours ago
Nah there’s legitimate reasons to do that. Banks don’t charge the fees that credit card companies do.
Also, you can have your bank refuse payment, anyway.
NutinButNet@hilariouschaos.com 20 hours ago
I didn’t know that was a thing but makes sense. Do banks have a similar name to it like credit cards have chargeback?
That makes sense on the fees, I had forgotten the fees they get charged for processing plastic.
Khanzarate@lemmy.world 19 hours ago
Yeah it’s a stopped payment. Checks or bank accounts.
CileTheSane@lemmy.ca 8 hours ago
Or you could not sign up for known predatory businesses.
northernlights@lemmy.today 1 day ago
That’s good advice, I’ll do that for my next gym membership. Tx.
Junkasaurus@lemmy.world 20 hours ago
Yeah good call, I’d do this too. Just watch out though because the gym will send any unpaid bills to collections. Might be worth it though to get out of the contract - just make sure to pay off the debt within 30 days.
thebestaquaman@lemmy.world 14 hours ago
Had something like this happen to me. Luckily, we have laws in place stating that collections companies cannot follow up disputed claims. So I emailed the collections company, with the people that sent the claim to them on CC, telling them I disputed the claim (with some attachments to back up why). They responded by basically saying “sorry, our bad, the people that sent this claim can pound sand.” Then I never heard anything more about it.
What sucks though, is that it’s really stressful to have something go to collections. Most people would probably just have paid, because they get stressed out and don’t know the law.
Full disclaimer: This law may very well not exist where you live.
Junkasaurus@lemmy.world 13 hours ago
Yeah that must be nice to have consumer protection laws where you live 🥲
My original post was actually a lived experience. Around the start of COVID I wanted to cancel my membership at Retro Fitness, but they refused unless I came in with an essay about why in person. Yup you read that right.
Fun fact: the gym was closed to guests because of COVID
Pretty easy decision
CmdrShepard49@sh.itjust.works 1 day ago
Just because aware this doesn’t terminate whatever contract you had and they can take you to court if they wanted to.
InternetCitizen2@lemmy.world 8 hours ago
That’s why you should email them about canceling so you have documents proving they made a fraudulent charge.
CmdrShepard49@sh.itjust.works 6 hours ago
Most definitely. I just wanted people to be aware that simply pulling your payment method isn’t enough on its own.
InternetCitizen2@lemmy.world 5 hours ago
Fair enought yeah
Zirconium@lemmy.world 23 hours ago
Damn, goodbye home after bathroom renovations
CmdrShepard49@sh.itjust.works 21 hours ago
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