invertedspear
@invertedspear@lemm.ee
- Comment on How are Americans supposed to survive the next 30 years? 11 hours ago:
Your questions are stating false comparisons. The only alternative to buying a house you listed is renting an equivalent house. But there are several other alternatives. To buy a house you must qualify on you and your spouse’s/ Co buyers proven income. So even if you intend to have a roommate, you cannot included the rent they’ll pay in your income. But it’s almost trivial for two couples (4 incomes) to rent a house together. There are also apartments, or trailer parks, or living with parents.
But let’s get back to equivalent homes.
A young couple makes 80k/yr and wants to buy a 250k house. They can’t afford much of a down payment and finance 225k. They’re paying roughly 2500/mo in a mortgage tax and insurance. That’s roughly half their take home income.
Older couple makes 160k/yr and just sold their previous home walking away with about 100k in equity. They also add 25k more for the down payment and finance 125k. Now their mortgage is 1200/ mo and they make more money so that represents a far lower percentage of their take home income as well. Even if they still only made 80k the fact they were already in a home with equity still leaves them with far more spending money each month.
The young couple is going to be in an apartment, or a trailer, they’re never getting into that home, even as a rental, unless the owners bought it during a low market and have a low mortgage and are not trying to get “today’s market rates” for it.
- Comment on How screwed would one be if their email provider shuts down? 6 days ago:
Cox just shut down their email services. They did so by transitioning everyone to yahoo and gave yahoo the cox.net email domain. As long as the provider plans accordingly, they can shut down and not screw over their customers. It was hell getting grandparents to understand their email changed but not really, and just to reconfigure outlook for them so they can keep getting those prayer requests. “No grandma, that’s your windows password, what’s your email password? because that doesn’t work. You know what, I’ll just look it up in the registry.” It was a pretty seamless transition all things considered.
- Comment on IPhones' default photo format is HEIC, something that Windows doesn't open by default. 1 week ago:
It’s a 32 year old format that makes pictures worse in order to save space. A lot changes in the tech works in 30 years. While there may be nothing inherently wrong with it, there’s far better image encoding algorithms these days that can store images in less space without reducing the quality as much.
- Comment on Seeking feedback: how should lemm.ee move forward with external images? (related to frequent broken images) 4 weeks ago:
While I appreciate you trying to make it so, my privacy isn’t your responsibility. Option 3 is the way to go to keep your costs down, which is the long-term best solution.
It wasn’t one of the options, but from a user perspective a hybrid solution is best. Making a local copy that has a 24-48 hour cache keeps your storage down but still gives us the benefit of option 1. But it sounds like this would require some changes to how the server software works, which would be cool, but again you shouldn’t feel compelled to attempt.
Keep your costs and stress low wherever possible and thank you for everything you do.
- Comment on What a prompt 1 month ago:
This is effectively how “On a Pale Horse” by Piers Anthony starts.
- Comment on Anon has a Bean Boy 2 months ago:
How the fuck are you supposed to read this atrocity?
- Comment on Is this normal? 2 months ago:
Were you using dish soap like what gets bubbly in your sink? Or dishwasher detergent which does not get bubbly. Dishwasher detergent will probably be fine in a washing machine, same as your dish washer because it’s not supposed to foam up. But the soap you use in your sink will have terrible consequences in either a dish washer or washing machine.
- Comment on Do you prefer to buy games on Steam or GOG? 2 months ago:
Anywhere but stream. Their support system is awful in that there is no way to escalate issues outside of calling them out on social media and hoping the bad press catches someone’s attention.
- Comment on Will We Have to Pump the Great Lakes to California to Feed the Nation? 3 months ago:
Holy hell, I swear people who write opinion pieces like this have no idea what a mountain is.
It takes about 30 Watts to move a gallon of water up one meter. Start running the numbers on what it would take to move water from the Great Lakes (500 ish feet ) over the Rocky Mountains and you should quickly realize how terrible this idea is.
Same calculations should be used to determine that farming at 1-2 thousand feet in elevation makes desalination a bad choice as well. But desalination can be used for all the people living near the coast and allow farms to use more of the water at the higher elevations.
- Comment on The Last Days of an Outback Town Where Every Breath Can Be Toxic (Published 2022) 3 months ago:
In this case it’s risky, but there’s a weird but good feeling just being in a place that was once active but is now abandoned. In a closed mall or office at night is a taste of it. It’s hard to describe, but I absolutely get why people want to experience modern ghost towns.
- Comment on We must find it 4 months ago:
I don’t care what anyone says, this product is amazing and I’m sad it’s sold out.
- Comment on better part of valor 5 months ago:
It’s easy to confuse high compression JPEG artifacts with AI fuckery. IMO, if it was AI the lines would be cleaner and there would be other screwed up hands.
- Comment on What's the rule for which 'national identity adjective' suffix to use? 5 months ago:
Yeah, but every ant, rat, and snake is an earthling to. That’s saying we are from the planet earth. The other terms are more about being part of the political entity of earth. If you are a Marsling, you could immigrate to become an Earthican, but you can never be an Earthling. Same for the other direction, being from earth we may some day become Martians, but can never be Marslings. Source: it’s as made up as every other part of the English language.
- Comment on Study finds 268% higher failure rates for Agile software projects 5 months ago:
FWIW I’ve worked at 6 companies that say “agile - but”. Every one of them pollutes and distorts what agile means and not a single one of them actually tried to be really agile. This is something of a “no true Scotsman” response, but I don’t think you can say agile doesn’t work if you don’t actually practice agile.
- Comment on The Paradox of Blackmarket Wired Bluetooth Apple headphones. 5 months ago:
Sure, but I have no idea what prices to expect in Chile, airport or otherwise. Just trying to extract some info by the author’s choice of wording.
- Comment on The Paradox of Blackmarket Wired Bluetooth Apple headphones. 5 months ago:
Does he want to take a budget option away? At one point he says “And they still charge $12” to me that says that’s close to what proper wired earbuds should cost. People are getting screwed buying something that should have higher sound quality and getting the cheapest Bluetooth quality instead.
- Comment on Back in the 1970s when we switched to unleaded gas, what did the vehicles that ran on leaded gas do? 5 months ago:
25 years ago I don’t trust my memory on that. I don’t remember knocking, but it’s quite possible it already had all the lead built up that it needed to prevent knocks. Or because it was parked on the street I just didn’t care.
- Comment on Back in the 1970s when we switched to unleaded gas, what did the vehicles that ran on leaded gas do? 5 months ago:
From 97-2000 I drove a ‘77 GMC truck that was designed for leaded gas which was not available any more. I just used unleaded. No additives or anything. Maybe the fact it was a V8 meant it could stand being a little out of tune, but I never saw any adverse affects.
- Comment on Map of the different climates in Australia 6 months ago:
I would not consider Los Angeles and southern Nevada to be the same climate. I can stand to be outdoors during the day in LA in the summer, but not Las Vegas.
- Comment on imagine it!! 7 months ago:
This is a great explanation of why I feel dirty just driving somewhere over the course of 8-10 hours. Sure I’m not getting dirty, but I’m not passively exfoliating either.
- Comment on Movies that “go from 0-100” in the last 15 or so minutes? 7 months ago:
Well Liesl was definitely down. At least in the first act. But yeah, Rolf brought some serious intensity to the ending scene.
- Comment on Movies that “go from 0-100” in the last 15 or so minutes? 7 months ago:
There are a few hints at the Nazis early on and throughout, but yeah. The last 15-20 minutes are car chases, tense hiding scene, and a standoff. Nothing like the movie up to that point.
- Comment on Waiting in a queue to see a Web site 7 months ago:
What if they don’t have a web server that can connect to their mainframe, and you’re waiting on a DMV employee to become available to actually handle your requests?
- Comment on Canoo spent double its annual revenue on the CEO’s private jet in 2023 7 months ago:
Canoo has revenue? They’re not selling cars yet. Probably ought to be better with the runway cash but pretty much all their expenses are going to exceed their revenues to they’re making cars.
- Comment on [deleted] 7 months ago:
Betting it’s not leather. Leather doesn’t melt. It will burn, but never liquify. It clearly appears that the outer layer liquified. Also this screams prank to me, but good quality, oiled leather should also hold up ok to 350 for 15 mins.
- Comment on This laptop released in 2016 no longer receive OS updates. Which means I can't update Chrome Browser 7 months ago:
The whole point of a chrome book is to push you to use Google’s online services. I think you are still better off if you can do that with Linux running the machine.
- Comment on This is the way 7 months ago:
Not that I’ve found. There are plenty of ways to find a number of a business. But harder to find legitimate ways to find people’s numbers. And it’s almost impossible to reliably find the owner of a phone number.
- Comment on This is the way 7 months ago:
I want to be able to search the phone numbers in maps. Searching Google sucks because of all the algorithm gaming scam sites. I just want to know if this number is a local business I might actually want to talk to.
- Comment on LEGO Reveals Massive Dungeons & Dragons Set 8 months ago:
I’m running a game for my kids and their friends. We’re already using medieval sets and mini figs for scenes and battle maps. This is great news in my opinion.
- Comment on I'm Heading to Phoenix Can Anyone Recommend Anything Cool To Check Out While I'm There? 8 months ago:
Rainbows is happening downtown next weekend. The art museum is pretty good IMO, so is the musical instrument museum. If you’re able to eat at ChinoBandido get yourself some Chinese Mexican food, highly recommend the Jade red chicken, Machaca in a quesadilla, and some pork fried rice. Take a hike, Piestewa peak is mid difficult, camelback echo canyon is pretty tough. Mill Ave for college night life. Medieval times for a fun dinner theater. Tempe beach park is a nice stroll or biking area.
Have fun in the self driving cabs, get the Waymo app while you’re here. They only work in central Phoenix.