johan

@johan@feddit.nl

• ⁨Comment⁩ on ⁨Republicans are arguing over if trans people can play sports while the world laughs at us⁩ ⁨⁨1⁩ ⁨week⁩ ago⁩:

  I’m not from the US. Do you know how much of your income tax goes to the health care system?

  I live in the Netherlands and we actually have a pretty weird system of private insurance companies, but they’re not allowed to make a profit and it’s mandatory to have insurance. Anyway, my partner and I together pay about €300 per month, which actually doubled is about what you pay for 4 people (though for kids here it’s free).

  Copay is not a thing here. The legal minimum deductible is €385 per year. You can raise it to max €885 and then you pay less for insurance every month. I have the max deductible, my partner has the lowest.

  $4500 seems like an insane amount! I have never reached that or even gotten close and I’m almost 40. The government here sets the limit for deductibles and that’s always a big political discussion. There’s some talks now of removing the deductible altogether, though that would mean raising taxes elsewhere.

  How do deductibles even work in the US? I had my appendix removed and here you then never pay anything because it’s like a life threatening thing. I think you do pay for things like medicine and the ambulance ride until you reach your deductible, but for things like going to the GP or life saving surgery it’s just covered.

  And here if you’re not working or earn less than certain thresholds it becomes cheaper or free. But isn’t that similar in the US, like medicaid or something?

  I pay quite a lot of income tax too of course which also partially goes to the health care system. I think it’s actually quite expensive here for people who have a reasonable income. If you don’t earn anything it’s mostly free but you still have plenty of health related costs like the deductible but also stuff that isn’t automatically included with insurance like dental problems.

  Last question: what do you mean by “max out of pocket $15000”? Is that like your combined max deductible for your family?

• ⁨Comment⁩ on ⁨What is a game you can’t understand why its so popular ?⁩ ⁨⁨3⁩ ⁨months⁩ ago⁩:

  I like playing Civilization and feel attacked haha

• ⁨Comment⁩ on ⁨Paid Leave Olympics⁩ ⁨⁨2⁩ ⁨years⁩ ago⁩:

  Where I’m from a 36 hour work week is the norm. I work 4 × 9 hours and have every Wednesday off (plus I have like 9 weeks off every year). Some colleagues do work 40 hours a week and then save a day off every two weeks. A friend does this and he takes one fairly long holiday (like a month) and also a week or two off every two months or something.

  And you can also take a sabbatical and be guaranteed of your job when you get back. A guy I know from another department took a year off to take a trip around the world with his girlfriend.

• ⁨Comment⁩ on ⁨Wells Fargo workers using ‘mouse movers’ are getting caught and fired - The Verge⁩ ⁨⁨2⁩ ⁨years⁩ ago⁩:

  Oh yeah I agree 100%, this whole thing is ridiculous and shows wells Fargo don’t trust their employees and have to resort to this kind of bullshit.

• ⁨Comment⁩ on ⁨Wells Fargo workers using ‘mouse movers’ are getting caught and fired - The Verge⁩ ⁨⁨2⁩ ⁨years⁩ ago⁩:

  The article doesn’t say the fired employees were doing this all the time. They could have used them for an hour here and there while they were out running an errand. Very difficult to spot that on any work review.

• ⁨Comment⁩ on ⁨predators⁩ ⁨⁨2⁩ ⁨years⁩ ago⁩:

  Hahaha also blue but waaaay more scary!

• ⁨Comment⁩ on ⁨predators⁩ ⁨⁨2⁩ ⁨years⁩ ago⁩:

  I think most countries with their own sesame street have slightly different characters. We don’t have big bird, we have the superior Pino.

• ⁨Comment⁩ on ⁨U.S. workers are less satisfied with nearly every aspect of their jobs than they were a year ago, survey finds⁩ ⁨⁨2⁩ ⁨years⁩ ago⁩:

  Where I’m from credit cards aren’t really a thing (they exist obviously but I think people mainly use them when on holiday elsewhere or when buying flights or something since often the card will have some sort of insurance).

  Anyway, I was wondering what you use/used your credit card for to get so much debt? Not shaming you in the slightest, just curious since I don’t even own a credit card. And what is the interest on it? Do you pay interest every month? What happens if you can’t pay?

  Just curious about the logistics of cc debt. I hear it from stories from the US all the same but don’t understand how it really works.

• ⁨Comment⁩ on ⁨Anon is suspicious⁩ ⁨⁨2⁩ ⁨years⁩ ago⁩:

  That’s numberwang!

• ⁨Comment⁩ on ⁨oops⁩ ⁨⁨2⁩ ⁨years⁩ ago⁩:

  Oh nice thanks for sharing the video! I made up the part where the trickster mates with the female, but the first part was true!

• ⁨Comment⁩ on ⁨oops⁩ ⁨⁨2⁩ ⁨years⁩ ago⁩:

  It is real. And I think it continues with this snake pretending to be a female so many males try to mate with him, thereby warming him up and allowing him to sneak in and mate with an actual female snake.

• ⁨Comment⁩ on ⁨Quizzle – Can you guess the word in fewer than twenty questions?⁩ ⁨⁨2⁩ ⁨years⁩ ago⁩:

  I thought I was done when I guessed oven, but there was no clear feedback saying I won. Went to the comments for the actual answer.

  So my feedback: fun game! If possible, perhaps add something like “very close” if you guess something that’s almost the answer but not quite. Or oven could have just been wrong, since that wasn’t the actual answer.

• ⁨Comment⁩ on ⁨66% of Americans say they want extended European-style vacation policies at work⁩ ⁨⁨3⁩ ⁨years⁩ ago⁩:

  I work the (for here) standard 36 hours per week, but I do 4 x 9 hours so I have a day off every week. You’re free to create your own schedule (in my department anyway), so others work 8 hours for 4 days and 4 hours one day, or 8 per day and a day off every two weeks, or even 40 hours and they save up a day every two weeks to use at a later stage. A friend of mine does this and he takes a week off every two months and then goes on a longer holiday in the spring and autumn or something.

  In terms of paid time off, I think I get about 25 days a year (plus some public holidays), but I also get a 16% “bonus” every month that I can spend on a variety of things. You can choose to receive it as extra salary, but you can also spend it on certain things like union dues, gym membership, a bicycle, etc with the benefit that you don’t pay VAT (like sales tax I think) over those things.

  But I often use it to “buy” leave. I think if I would always spend the full amount on leave I’d have about 10 weeks of vacation per year. You could definitely argue it’s not really paid time off since I could work and earn more money. But you pay a relatively high amount of income tax over it and I consider it an extra anyway. So now I sometimes receive a bit more, but most of the time I get my normal salary, also when I’m on leave. I have a four day week and I can take two long vacations plus one or two short ones every year and I’m happy with that.

  And as long as I perform normally I get a raise every year until I reach the highest step on the “ladder” for my position. And everyone’s salary is raised slightly every year as well (though almost always, and especially now, less than inflation).