subtext
@subtext@lemmy.world
- Comment on The new Hulu Subscriber agreement just dropped - Don't like ads too bad. 2 weeks ago:
This is the TL;DR of what was updated. This is not the actual ToS.
Not defending, just pointing that out.
- Comment on The new Hulu Subscriber agreement just dropped - Don't like ads too bad. 2 weeks ago:
They get away with it with that damned asterisk. So long as you put an asterisk, you could say this comment does not contain English words*
* comment may contain some or all English and / or any other language words
- Comment on Anon was mysterious 2 weeks ago:
When you had something to sell in person off the GE was the crucible of learning to type.
- Comment on Anon is 33 2 weeks ago:
Sorry, I meant to say “not hard to find” definitely still requires work to get there!
- Comment on Anon is 33 2 weeks ago:
What is a NEET?
- Comment on Anon is 33 2 weeks ago:
I mean they’re not hard if you’re willing to go to a trade school and then put in long hours as a welder or something.
I’m getting the feeling though that that will be off the table.
- Comment on To simplify, assume the cow is spherical 4 weeks ago:
Just ask my parents
- Comment on I wanna ROCK 1 month ago:
It’s particularly choice that the reader-added context uses simple.Wikipedia.org
- Comment on Defend your cheese 1 month ago:
Ngl it’s in the weird uncanny valley for me too, I’m not sure what is going on.
- Comment on Go into debt if you have to 1 month ago:
This is true! There is no accounting for sentimentality.
- Comment on Go into debt if you have to 1 month ago:
There are certainly better investment options. You don’t see Jeff Bezos sinking his fortune into Rolexi
- Comment on My favorite 1 month ago:
I genuinely appreciate you taking the time to write this out. I definitely had stereotypes about NJ being less than pleasant based on all the memes, but I realize I should probably reconsider that. A wine -> casino -> boardwalk tour sounds like it could be fun (I have no idea of the geography so no clue if this is possible).
- Comment on My favorite 1 month ago:
I thought that’s genuinely how they did it at high end restaurants to make sure you have a perfectly portioned bit of pasta cooked to the right doneness. I swear I’ve seen this method on Hell’s Kitchen.
Granted, I may be thinking about something else vs what you’re talking about but still.
- Comment on Can't sleep at night 1 month ago:
Hey, I’m pretty slow… the second that I heard the guitar riff I understood the joke immediately, but I did need the help!
- Comment on Guess it save a lot of time as you get right to the point 1 month ago:
I can’t tell you how much “unnecessary” quotes just “bother me”. There are other ways to “convey emphasis” that actually make se”nse”.
- Comment on Hypothetically, if some mysterious force started to jam every radio frequency, how would modern day society adapt to this? 1 month ago:
You can also buy shielded Ethernet cables (especially for installation parallel to power lines) which would be much, much harder to jam.
- Comment on If investing in the S&P 500 is such a surefire way to make money, then why isn't everyone doing it? 1 month ago:
The stock market and investing (at least investing for the average person) is supposed to seem hard, and complex, and impossible to understand because how else are those thousands of mid-level Edward Jones employees and their ilk supposed to make a living?? Has no one thought of their incredibly easy white collar jobs??!!?
- Comment on Time is an unstoppable force 1 month ago:
- Comment on Is it worth investing if I can only contribute $50 a month? 2 months ago:
You gotta remember the time horizon, even with historically bad presidents in office, if you smooth the line of the stock market returns over 10, 20, or 30 years, it ends up looking like a really, really good as an investment opportunity. Especially if you’re into dollar cost averaging.
Basically, if Trump tanks the stock market by going way overboard with things like tariffs, that would (at least looking at historical trends, I’m no financial expert or anything) make for a killer time to buy into the stock market because you’re getting stocks at a “discount.” Then when a different president / legislature comes into office, and if they turn around the economy, your investment would rise faster than otherwise expected.
Again, you gotta do what’s right for you, this isn’t me saying you should absolutely invest or anything, especially if your basic needs aren’t met or your emergency savings aren’t at a good enough level to last 6–12 months unemployed. This is just how it has been for the last ~100 years.
- Comment on Is it worth investing if I can only contribute $50 a month? 2 months ago:
I’m not certain why they have HSA after 401k and IRA, but some possible things I can think of:
- HSAs can be harder to take advantage of of the triple tax benefit if you’re retiring early (that is, still younger and healthier)
- HSAs probably have worse investment options than an IRA
- Allowing the user to optimize their Roth vs Traditional mix
Again, I don’t really know because you’re right about the HSA triple tax advantage making it seem better than IRA or 401k, but I’m sure there was a reason given if you care to trawl the subreddit.
- Comment on Is it worth investing if I can only contribute $50 a month? 2 months ago:
As much as I hate to send you to Reddit, the r/personalfinance flowchart is hard to beat for most people. I’d recommend you start there to make sure you’re not overlooking something like your emergency fund.
- Comment on Is it worth investing if I can only contribute $50 a month? 2 months ago:
There’s also hardly any reward (comparatively speaking). Yields are crazy high right now on savings accounts, but they’re going to continue to drop, vs investing in the stock market (over the long term) is much more likely to maintain a much higher rate of return. Even at 5%, you’re really only getting about 2% growth since inflation is stuck at 3% right now. That compares to a long term average in the stock market of 7-9% after inflation.
Not to say that OP should do that, necessarily. Especially if they haven’t built their emergency fund which is far more important than investing, until you have a safe amount.
- Comment on Why did people in the 90s/early 00s say that the internet "couldn't be taken down"? 2 months ago:
To expand upon “walled gardens”, the customers are not just you and I, it includes the majority of the Internet since they’re all running on the cloud, a.k.a., AWS, MS Azure, and Google Cloud.
- Comment on The Double-Slit Garage Experiment 2 months ago:
We all of us owe an enormous debt of gratitude to the sign painter; however, as he did not grant us co-authorship on his sign, we feel it would be presumptuous to give him co-authorship on our paper.
Big L for the sign painter
- Comment on FedEx has absolutely no clue what 'economy' means. 2 months ago:
Airlines do in fact use excess cargo space to ship things for shipping companies / postal services. I’ve also heard before (I can’t verify though), that airlines are more than happy to leave your luggage behind if it means they can squeeze on one more piece of cargo since the cargo makes them much more money than they otherwise would have to pay you for delaying your luggage.
- Comment on [deleted] 2 months ago:
The new NIST recommendations give a recommendation of at least a 64 character maximum.
Verifiers and CSPs SHOULD permit a maximum password length of at least 64 characters.
- Comment on Teef stonks 📈 2 months ago:
- Comment on Teef stonks 📈 2 months ago:
This is a screenshot from the Morning Brew newsletter. They’re honestly pretty great, love these stock hot takes.
- Comment on Bombs Awat 2 months ago:
Also, gotta think about whether 5% mortality rate is acceptable.
For an airdrop number of pond fish? Sure!
For your hobbyist number of expensive fish? Absolutely not
- Comment on But yes. 3 months ago:
I know that… I was taking liberties to take hydroelectric power to its furthest logical extension by saying that the sun is evaporating (boiling) the water, it goes through the water cycle, it is deposited atop mountains or further upriver, and it then flows back down through the hydroelectric stations.
