TubularTittyFrog
@TubularTittyFrog@lemmy.world
- Comment on Anon finds enlightenment 6 days ago:
What about an ass I can bounce $100 in coins off of?
- Comment on He took it literally 1 week ago:
a town next to the one i grew up in was notorious for asshole cops. i got stopped there multiple times as a teenager under false traffic bullshit ‘you ran a red’ etc. we were dumb and just let the cops search our cars and accuse us of being high and etc. they found nothing, but usually let us go after trying to intimidate us for an hour.
i think they just want us to freak out or cry or something. they usually got pissed off with our polite compliance.
- Comment on Anon and Rusty 1 week ago:
Dogs ☕
- Comment on Anon and Rusty 1 week ago:
my cat jumps on me and wags his tail.
but it’s mostly because he’s pissed i’m not paying attention to him.
- Comment on If libertarian socialists are on the left and anarcho-capitalists are on the right what ideology is in the middle? 2 weeks ago:
Then if you point out the implicist ableism in that… well you’re a woke nazi…
- Comment on How open are you about yourself to others online in general? 2 weeks ago:
pretty easy to pull that up these days with a IP
- Comment on EU lawmakers to study ban 'loot boxes' and other addictive features in video games 2 weeks ago:
my nephews are all about the limited edition skins
- Comment on If libertarian socialists are on the left and anarcho-capitalists are on the right what ideology is in the middle? 2 weeks ago:
Amen. Any political post I make, even like citing basic facts of government and law… often results in multiple screams of nazi and maybe one reply that is legit.
- Comment on Where does the revenue gathered from taxes go and what is national debt? 2 weeks ago:
infinity.
- Comment on How open are you about yourself to others online in general? 2 weeks ago:
like what, that you only run 5K in 40m?
- Comment on How open are you about yourself to others online in general? 2 weeks ago:
wouldn’t you question the sanity of someone who did that to you?
- Comment on Anon tries to understand credit scores 2 weeks ago:
prices vary wildly according to demand. rental cars at airports are often 2x the cost of the same car a few miles away. same with time of the rental, renting on a holiday weekend is going to be 3x the cost of renting on a Tuesday in February.
- Comment on Anon tries to understand credit scores 2 weeks ago:
when i hire someone for a job, how do I know they have experience without being able to verify they have held previous employment in a similar position?
the point of the system is to show you have experience and you pay back your debts. it’s not that anything more than that.
- Comment on Anon tries to understand credit scores 2 weeks ago:
yeah, that’s how you build credit.
but a lot of people don’t use credit that way. they take out personal loads, load up cc, and make minimal payments. and wonder why they are broke.
- Comment on Anon tries to understand credit scores 2 weeks ago:
Most folks I know who were bad with money… had rich parents. So it didn’t matter really if they had any discipline or not. They were going ot get bailed out either way, and did, repeatedly.
I can’t speak to what goes on in other people’s heads. But a lot of people rationalize totally distorted beliefs about money and I can’t say I agree that taking on 100K of debt makes any sense if you don’t have a clear plan on how to become employed and earn a salary as such to pay that back. Life is about choices and consequences… and for some reason on lemmy people feel like those things should be totally disconnected.
There are also so many alternatives. I just walked my nephew through college application process. He could have gone to a few schools for free, but he decided those schools were ‘below’ him and he would rather take on debt to go to fancier schools out of pride and arrogance. That’s his choice, and I hope it works out for him, but in 5 years if he is crying poor w/ 100K of debt in a 50K job, I am not going bail him out of his own mistake. I knew plenty of people that went to ‘lesser’ schools for free, and those who went to expensive schools with zero aid and f’ed themselves for life’. The former are a lot happier and chiller than the latter.
But you know what, if my nephew suddenly has cancer and has to drop out and has 50K of debt from his choice, I’d probably feel pretty bad for him and help him out. Sometimes shit does happen that is beyond your control.
- Comment on Anon tries to understand credit scores 2 weeks ago:
cool. keep telling me how stupid I am. I have seen that 20K become 45K over the past 5 years.
- Comment on Anon tries to understand credit scores 2 weeks ago:
all that matters is the value when you cash out. if you are sitting there agonziing about an assets value month to month you’re doing it wrong.
- Comment on Anon tries to understand credit scores 2 weeks ago:
the market hasnt’ gone down in like 15 years dude.
- Comment on Anon tries to understand credit scores 2 weeks ago:
I don’t think I was super human and I had zero issues saving $1200/mo on a 2k/mo salary.
but i lived with multiple roommates, ate cheap food, and didn’t party.
- Comment on Anon tries to understand credit scores 2 weeks ago:
that’s cheap.
- Comment on Anon tries to understand credit scores 2 weeks ago:
you can’t afford a car if you only saved up 10K over 3 years.
- Comment on Anon tries to understand credit scores 2 weeks ago:
it’s fine to finance a car you can afford. it may even be benefincial. i can take aout a 20K loan at a near 0 apr, i can take that 20K and invest it and get a return on it. which is better than dumping it all at once into a depreciating asset.
the problem is that people fiance cars they can’t afford.
- Comment on Anon tries to understand credit scores 2 weeks ago:
because that’s weird. that’s not a situation most people would have.
the card they got as a kid would be a shitty card with a very high APR. any smart person would dump it and replace it with a better card.
- Comment on Anon tries to understand credit scores 2 weeks ago:
most of the comments on this thread are paranoid ramblings of ignorant people who think the credit system is a conspiracy against them.
- Comment on Anon tries to understand credit scores 2 weeks ago:
because you deeply misunderstand it.
it basically lets lenders know if you have a history of paying back your loans or not.
it’s that simple. and in the USA medical treatment often requires loans.
- Comment on Anon tries to understand credit scores 2 weeks ago:
yep. basically it’s to determine if your a deadbeat or not
- Comment on Anon gets enemy zoned 2 weeks ago:
cogito ergo gay
- Comment on Anon questions some decisions 3 weeks ago:
The precedence in Netanyahu trying to stay in power.
- Comment on Anon questions some decisions 3 weeks ago:
ignoring context and facts is a big part of the over simplified ‘usa is evil’ narrative that many here are hopelessly wedding to.
the concept that international politics is about power… and not morality is really beyond most of the moralizing lemmites who seem to think somehow if they were in charge everything would be peace and harmony. or china and russian aren’t also imperialistic powers.
- Comment on Anon questions some decisions 3 weeks ago:
it’s oil and rare earth… but also the pretext if maduro being a dictator is true.