Comment on Anon creates a business plan

• the_post_of_tom_joad@sh.itjust.works ⁨2⁩ ⁨months⁩ ago

  Hell we still sign a receipt an we only just got them chips recently

  source

  • 9point6@lemmy.world ⁨2⁩ ⁨months⁩ ago

    Do you guys still do the hilarious chip & sign thing or have you finally switched to using a PIN?

    source

    • MutilationWave@lemmy.world ⁨2⁩ ⁨months⁩ ago

      You think that’s hilarious? There are a lot of places in the world that still do a manual shhk-shhk of a card only a few years ago. Now that most cards don’t have raised digits, they’ll write it down. If they even take a card.

      Places where the Internet goes down if it rains and there is no mobile service. Imagine the horror.

      source

      • laurelraven@lemmy.zip ⁨2⁩ ⁨months⁩ ago

        Not only that but many of them give you cash back, so if you never carry a balance (and therefore never pay interest), and don’t use it wherever they charge a credit card service fee, it’s basically a free discount almost everywhere.

        source
    • laurelraven@lemmy.zip ⁨2⁩ ⁨months⁩ ago

      Funny thing, we didn’t do chip and pin because the credit card companies thought we were too stupid to figure it out, in spite of the fact that we already used pins for debit cards… We now do have chip and pin, but only for bank/debit cards

      source
    • the_post_of_tom_joad@sh.itjust.works ⁨2⁩ ⁨months⁩ ago

      Yes, the former. This country mannnn

      source
    • sugar_in_your_tea@sh.itjust.works ⁨2⁩ ⁨months⁩ ago

      We just do chip, no sign unless it’s over some threshold (must be pretty high since I’ve spent nearly $1k at a single Costco trip). I’ve never used a PIN on a credit card.

      source
• Frog@lemmy.ca ⁨2⁩ ⁨months⁩ ago

  In Canada, they have the wireless chip readers everywhere. It was nice since a large chunk of stolen credit cards are when employees scan it before charging it.

  Some places in the USA is starting to do the same thing. But yes, the US is way behind.

  source

  • sugar_in_your_tea@sh.itjust.works ⁨2⁩ ⁨months⁩ ago

    They have had wireless chip readers for years, but many restaurants still take your card anyway. Some places bring the payment device to you, which is nice, and some have it there always so you can see exactly what’s on the bill (sometimes you order on it too).

    But taking the card is a cultural thing, not a tech thing. Even back before wireless readers were a thing, they still had portable payment terminals and could have you swipe there or have you pay up front on the way out. It’s not an issue at all.

    source