Comment on How my morning is going...

• AFKBRBChocolate@lemmy.world ⁨7⁩ ⁨months⁩ ago

  It is for sure phishing. Discover isn’t going to send you an email like that. Even loading the graphics was a bad idea.

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  • mipadaitu@lemmy.world ⁨7⁩ ⁨months⁩ ago

    It’s not “for sure phishing” Discover does send emails like that. They have a service where they scan the internet for your personal information, and they sell you credit monitoring, and other stuff to reduce the impact.

    Here’s a screenshot of part of their website for this monitoring.

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    Of course it’s ALWAYS a good idea to go to the website, and never click a link on an email from your financial institution, but I’m like 80% sure that this is a legit email.

    Also, your SSN and other financial details have likely been compromised dozens of times, so just having your SSN floating around out there isn’t surprising. It’s a fault in the system for using an unsecured SSN as an identify instead of what it was initially used for.

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    • snooggums@midwest.social ⁨7⁩ ⁨months⁩ ago

      It’s a fault in the system for using an unsecured SSN as an identify instead of what it was initially used for.

      It is alao the fault of the government for not putting a halt to and punishing those corporations who decided to hijack SSNs and treat them as some kind of secret code.

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      • teft@lemmy.world ⁨7⁩ ⁨months⁩ ago

        They’d have to start with the army. We used our social on everything as an identifier while I was in. I’d honestly be more surprised if my SSN wasn’t compromised.

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      • franzfurdinand@lemmy.world ⁨7⁩ ⁨months⁩ ago

        I cannot imagine the shit fit that people would throw if we tried to implement a secure national identity number. Even the SSN got a lot of backlash for being “the mark of the beast”, and that was introduced a little under a hundred years ago.

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      • cm0002@lemmy.world ⁨7⁩ ⁨months⁩ ago

        It was the government that started that in the first place lmao and then corporations went “Well the US gov can do it, why not us?”

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    • mipadaitu@lemmy.world ⁨7⁩ ⁨months⁩ ago

      Oh great, I clicked too many of their links on their website and now I’m getting targeted ads for their “super special identity protection”

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      • Ginger666@lemmy.world ⁨7⁩ ⁨months⁩ ago

        Imaging getting ads

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      • 18_24_61_b_17_17_4@lemmy.world ⁨7⁩ ⁨months⁩ ago

        What is ads

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      • ChunkMcHorkle@lemmy.world ⁨7⁩ ⁨months⁩ ago

        “No good deed goes unpunished” I guess. It’s a shame because you were doing that other guy a solid.

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    • AFKBRBChocolate@lemmy.world ⁨7⁩ ⁨months⁩ ago

      Okay, I made an edit. Like I said there, the alerts I’ve gotten have never had links for the reasons you mentioned - they say things like “call the number on the back of your card.”

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  • XeroxCool@lemmy.world ⁨7⁩ ⁨months⁩ ago

    Discover offers monitoring. How are you so sure it’s phishing? An abundance of caution and logging in directly is certainly a safe route to verify, but convincing OP this is phishing and that the graphics are risky is unnecessarily alarming

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    • AFKBRBChocolate@lemmy.world ⁨7⁩ ⁨months⁩ ago

      See my edit - apparently I was wrong. My credit card companies never put a link on security alerts, and they’ve said they never will, so that customers know alerts with links are bogus. They always say to call the number on the card or login to your account, without providing a number or link. Discover must work differently.

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  • Coldgoron@lemmy.world ⁨7⁩ ⁨months⁩ ago

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    Sadly its legit…

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    • AFKBRBChocolate@lemmy.world ⁨7⁩ ⁨months⁩ ago

      That sucks. I made an edit.

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    • rhythmisaprancer@kbin.social ⁨7⁩ ⁨months⁩ ago

      Hmm dang I got an email from ATT about this, and the last I had them was for a landline in 2013... Can't believe they keep data for this long.

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    • TonyTonyChopper@mander.xyz ⁨7⁩ ⁨months⁩ ago

      why does a phone company need your social security?

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      • Artyom@lemm.ee ⁨7⁩ ⁨months⁩ ago

        1. They’ll give you a $1000 phone under the guarantee of a 2-year contract. That can be considered a type of loan and they can repo the phone if you stop paying.
        2. If you stop paying monthly bills, they can only really force you to pay the balance if they have your SSN and can affect your credit score.

        I’m not endorsing the practice of ruining people’s chances of buying a home over unpaid phone bills, but it’s a pretty good deal from AT&T’s perspective.

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      • Coldgoron@lemmy.world ⁨7⁩ ⁨months⁩ ago

        I think I was with their service once a long time ago and I did an application to see if I could get a phone plus service package. This probably got my social in the process for credit score reasons.

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  • AlphaAutist@lemmy.world ⁨7⁩ ⁨months⁩ ago

    Are you sure? Discover does have free identity monitoring and I get emails every month saying whether they found anything or not. I have never gotten an email saying they found my ssn though so can’t say for sure if this is legit. Either way I would still check through the app or their website without opening the link.

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    • AFKBRBChocolate@lemmy.world ⁨7⁩ ⁨months⁩ ago

      I made an edit - weird that their alert has a link.

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  • wander1236@sh.itjust.works ⁨7⁩ ⁨months⁩ ago

    They absolutely do send emails like this. They’ve got a monitoring service if you have a credit card with them to check for data breaches, and most credit cards and even banks I’ve seen do the same. I just got my monthly monitoring update email this morning from Discover, thankfully telling me they didn’t find anything.

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