Comment on Valid point
calcopiritus@lemmy.world 3 weeks ago
You guys don’t pay with cash?
So every purchase you make, doesn’t matter how small, you give a cut to the payment processor? I’d be fucking pissed if I were a small shop selling to you. In fact there are many shops that just refuse to sell if you buy something too cheap through a payment processor.
Stores sell more product when they accept credit cards. It makes the purchase a lot more seamless. It also helps them track money and reduces mistakes or theft during a cash transaction.
There is a reason that shops accept credit.
There’s also a reason why a lot of shops are charging an extra % or two if you use credit. And a big reason why a lot of larger purchases like cars and home renovations do NOT accept credit.
It costs me 2-4% to pay with cash. I don’t care about how much money I make for the business, I care how much an item costs me. If paying with credit costs me 2-4% less I’m going to do that. Plus all the added perks, like doubling of manufacture warranty, or travel insurance, to name a couple.
Some of us live in places that have free cards.
starelfsc2@sh.itjust.works 3 weeks ago
Paying with credit raises your credit score which is required as a check for getting rentals or apartments unfortunately.
calcopiritus@lemmy.world 3 weeks ago
What the fuck
plant@lemmy.dbzer0.com 3 weeks ago
Don’t worry social credit scores are only a thing in evil china
kuiskaaja@lemmy.ml 3 weeks ago
pretty sure that’s not the case in most of the world
at least it’s not a thing here in finland