Comment on My credit union no longer allows me to payoff pending purchases made on my credit card
ryathal@sh.itjust.works 1 month agoMy debit card gives me a better interest rate on checking and savings which is way better than points or cash back. The only difference in fraud protection is the money may not be immediately available that was fraudulent, which can be a problem. Credit can be a problem until you get a mortgage though without credit cards.
thaklor@lemmy.world 1 month ago
Keep the money in your bank account with interest, then pay the credit card in full every month. You get both benefits.
JandroDelSol@lemmy.world 1 month ago
To be fair, high yield checking accounts sometimes require you to actually use the debit card
ryathal@sh.itjust.works 1 month ago
The rate depends on debit card use.
SpaceNoodle@lemmy.world 1 month ago
Oh sure, you get up votes when you say it
CmdrShepard49@sh.itjust.works 1 month ago
Sounds like someone is fraudulently using your debit card comment and reaping all the benefits. This wouldn’t have happened if you’d used a credit card comment instead.