Comment on welp, Patreon just destroyed my stable income after a decade on the platform - what now
qyron@sopuli.xyz 6 days agoMy bank number account is a string of numbers. Besides the country and bank entity code, no other information can be obtained and no movements can be ordered on it by a non titular.
Money can be transfered in but the account can’t be moved by anyone but the titular.
BeardedGingerWonder@feddit.uk 6 days ago
You’d be happy to post it on Lemmy with any required routing information?
qyron@sopuli.xyz 6 days ago
If I was a creator of content, looking to have a direct way for people to support me, yes.
Are you interested in sponsoring my idiocy? Save your hard earned income; I wouldn’t pay myself.
BeardedGingerWonder@feddit.uk 6 days ago
A simple no would’ve done.
qyron@sopuli.xyz 6 days ago
Good morning! I apologize for leaving this hanging yesterday.
I am aware that making account numbers is highly unadvised by banks but I do know as well special accounts exist for public facing entities and professionals where withdrawing from it requires a very long and tedious process, with several security steps and verifications.
There is a local foundation that almost plasters their windows with poster with their IBAN. Local sports clubs do the same. The opportunities for malicious actors are plentiful, yet these entities do it, safely.
I don’t doubt you can point me to some security flaw or loop hole but, getting back to the where this conversation started, cutting the middle man out should be a priority.
Those same payment processors can unilaterally change their terms of service and deny creators of their income. Paypal has done it. I wonder who else.
In my country I already have a transfer subsystem where I can give you my phone number and you can use it to transfer money directly to me. All national banks are part of and own that system.
Fintechs are shady or have too many strings attached.
Nice to meet you.