partial_accumen
@partial_accumen@lemmy.world
- Comment on How is the Stock Market keeping it's value after *points to everything*? 2 days ago:
how the market isn’t down 75% - 90% by this point.
I keep asking myself this same question as I stare at my retirement savings in what seems like trump’s crosshairs. I only have a few possible answers, and none of them are enough to explain the continued high valuations.
The only things i know are: “the market is irrational” and “time in the market beats timing the market”. How long before the crash occurs? How much gains are lost if I pull it out too early? Days? Years? Even if I were to pull everything out now, when would I know its safe to put it back in? Would I accurately be able to determine the bottom of the market and magically put it all back in to reap the spoils? If the damage trump does to our country destroys the value of the dollar, then even having pulled everything to cash would mean it would be in (at that time) worthless US Dollars.
I’m simply not that smart to execute that successfully and I don’t pretend to be.
- Comment on [deleted] 2 days ago:
When he joins the working world, does he think his employer will put up with his BO? Ask him how he plans to stay “manly” when he’s unemployed.
- Comment on Wanted to watch the movie Pump up the Volume... 3 days ago:
More believable if the punchline was: My device just keeps responding “no devices found called ‘pump’. Do you mean Sony Bravia TV?”
- Comment on So, is the USA screwed? 3 days ago:
why the fuck didn’t Congress make them laws
Why do you think that would make any difference? Are you not seeing the trump administration straight up ignoring laws that are in place blocking a lot of their current behavior?
- Comment on Where is the line between being yourself and trying to change? 3 days ago:
So, what should I do? What does it mean to be yourself, while trying to change?
Do you normally wear giant purple fluffy hats with large feathers protruding out of them? Probably not. If you knew that the girl you were interested in specifically liked seeing giant purple fluffy hats with large feathers protruding out of them, would you acquire such a hat at approach her claiming the hat is honestly part of your normal wardrobe? Your answer should also be no.
Being yourself means not try to act like someone you aren’t to try to appeal to someone else. The main reason is that its not really a reflection of who you are, and if the girl is successfully attracted to you when you something fake, its not you they are attracted to, its the fake thing. So thats the “be yourself” part.
Now the “while trying to change” part. You don’t have to have a laundry list of your faults ready to rattle off to the girl you’re talking to for the very first time. However, as the relationship progresses, you can start to be honest about some shortcomings you have of yourself, and your actions to try to improve. Something like “By this age I should be able to pay all my bills on time, but just this last month I paid the electric bill two days late even though I had the money already. Its something I’m working on. A year ago every single one of my bills was late and my water was almost shut off from non-payment. I’m happy with my progress, but I’m not at the finish line yet”.
A note for the “trying to change”: That part should never end in your life. You should constantly try to be better version of yourself (as you define it). It doesn’t mean you should require yourself to have massive successes in life year after year, that’s just not realistic. The path should always be toward “better” though. Again, “better” is however you define it (this is part of “being yourself”). While an obvious goal might be graduating from college, another equally valid goal could be to commit and follow through practicing the guitar for 30 minutes a week, or possibly even never leaving your socks on the floor. Life will come at you and knock you down sometimes, and that may affect the short term results of your “no left out socks” goal, but its important to stand up again and get back on track.
You’ll get older and what is important will change for you too. You get to constantly re-adjust what your goals are. This is the fun part of life! Your goals are your own. What you choose has a feedback loop of defining and reinforcing the “being yourself” part.
- Comment on I'm tired boss 5 days ago:
You’re right. I corrected my post.
- Comment on I'm tired boss 5 days ago:
“excel in my work” would be using a spreadsheet. “accel in my work” would be improving your skills/effort.
- Comment on Parent assaults teen referee at Seattle hockey game 1 week ago:
“The teen referees are 13 and 14 years old, according to the Pacific Northwest Amateur Hockey Association.”
That parent isn’t going to be going to any hockey games for quite awhile.
- Comment on Never in my life has it been harder to control my spending impulse than this moment 1 week ago:
- Comment on What determines whether something is small enough to regrow on a mammal? 1 week ago:
I think the general answer you’re looking for is Stem Cells.
- Comment on Nice try fed 1 week ago:
“Sorry I don’t play Electronic Arts games”
- Comment on Is it against the rules of most sites to expose a troll by mentioning an alias they use, even though it's been proven that said troll lies about everything about themselves? 1 week ago:
Okay, so you’re not questioning policy of admins/mods, but pointing out your belief they followed the policy except they acted with bad information from the troll?
If that’s the case, I don’t think you have a pathway unless there is an appeals process. Have you engaged the admins/mods in question to see what evidence (if any) they would need to reconsider their decision?
- Comment on Is it against the rules of most sites to expose a troll by mentioning an alias they use, even though it's been proven that said troll lies about everything about themselves? 1 week ago:
I’m not reading your links for your specific troll because I just don’t need a troll to take up that much of my attention. However, your question is framed on any troll, so I think your question is valid and am fine discussing that.
All the info came from the troll’s posts, that are publicly available.
When mod/admins were presenting with the evidence that the troll performed self doxing, are you saying the mods/admins were fooled by the troll and took action they thought they were protecting a victim?
- Comment on Is it against the rules of most sites to expose a troll by mentioning an alias they use, even though it's been proven that said troll lies about everything about themselves? 1 week ago:
but this troll has gotten posts exposing them taken down because the posts reveal personal information,
Where did the “personal information” come from if not from the troll’s posts? If it was from the troll’s posts, then why would it be taken down if the troll themselves posted it elsewhere? Is it doxing if the person being doxed is the one consenting to posting the personal information themselves?
- Comment on Might be fun idk 1 week ago:
I’d be up for a few rounds of Chessboxing between sets.
- Comment on [deleted] 1 week ago:
The more experience you have, the more difficult it is becoming
That seems logical to me. There are fewer senior level positions, and if your skills are rising to that level you’re competing with all of the others that are as well. Fewer chairs remaining for the same number of candidates.
Also, I can say that I almost never hire folks just by posting for a job. At the senior level its so important to get a candidate that actually knows what they claim because the consequences of finding out they don’t on the job are too great. This is where we reach into our networks so that any candidate comes with word-of-mouth recommendation from someone we trust.
I don’t know why it is somehow socially acceptable to talk about a candidates faults in these word-of-mouth recommendations, but its considered poisonous from raw interviews. A perfect candidate doesn’t exist, or if they do they can likely make way more doing an even more expensive project. Everyone has strengths and weaknesses, and if your strengths are strong enough for the particular gig, and your weaknesses aren’t too bad for it, you get the gig.
At least in my industry who know (because they themselves are trustworthy and can vouch for you) is potentially more important that what you know. This is why you’re told to network with others.
- Comment on You kids don't know what it's like! 1 week ago:
♫"… I purchased with a fake I.D
My name was Brian Mcgee"♫
- Comment on Hi-Rez Studios is laying off further employees and ending development on Smite, Paladins, and Rogue Company 1 week ago:
I left Overwatch when Overwatch 1 servers were turned off and found a fun replacement in Paladins playing it for a couple of years. What finally drove me away from Paladins was the broken rewards. You could be working toward one of the rewards and you effort simply didn’t count for that match/game/day. Your progress meter was the same at the beginning as the end of your play time with zero progress. Sometime they’d fix it, many times it would be. When you can do the work and the progress doesn’t count it removes any incentive to work for the rewards.
I’ll still log every now and then to play the game and enjoy it. Except now I simply ignore any of the offered rewards and play the game only for the gameplay value, so I play it much much less.
- Comment on [deleted] 2 weeks ago:
With the additional context of your post, it sounds like you would be willing to go to the other country to accomplish you goals for your benefit as that was the main thrust of your post as written.
Communicate statements about what you’d like to do together with your new friend and how you can help them with their goals, then that statement about visiting is much more impactful to a new friend.
- Comment on [deleted] 2 weeks ago:
First, well done on all the improvements you’ve made to yourself. You should be proud not only of identifying what it was about yourself you wanted to improve, but also following through with it. Well done!
I could use an online friend who wants to help me focus on what’s most important in life.
…and…
- relationships (facing my fear or what I avoid, choosing right person(s))
On the relationship side,
A. Relationships are bidirectional - part would be showing care and concern for the person you’re looking to interact with. A friendship should be bi-directional. You’re stating what you want from the relationship here completely in divorced from anything your potential friend would want or need. Where are you showing concern and help for the person you want to be friends with? Why would someone want to be a friend if you’re starting the relationship with you just receiving, and not giving in return?
B. Show value - Besides the attributes of being a breathing and speaking human (those have value too), what special talents or knowledge do you have that you can help your friend in achieving their goals?
These are components for all relationship, but specifically for friendships too.
- Comment on 2 weeks ago:
I think you’re touching on trademark infringement already with what you covered. I would also guess to remove any legal liability for slander/libel. There are legal protections for satire, but even that has limits. If you make a villain that kills people love a particular brand of burger that company could say you’re suggesting only criminals like their product opening up the author for a lawsuit.
- Comment on 2 weeks ago:
Just got back from beautiful Canada 2 weeks ago! I was delighted to spend time with my wonderful brothers and sisters we met along the way in Canada.
What I’m really interested to know is if at border crossings, individual will or will not have to pay duties on purchases in Canada. Previously it was only on liquor or cigarettes over a certain amount. Now will I have to declare I bought a pair of shoes in Canada from Softmoc, a tank of gas from Canadian Tire, or a bottle of maple syrup from Quebec?
- Comment on [deleted] 2 weeks ago:
I know this is supposed to be a profound question on the nature of our society, but I think its a lot more simple than that. First, this isn’t a binary one way or the other. We have “stop taking advantage of people” things written into law already in many places. Things (so far) like the FDA that say food manufacturers can’t put sawdust in food (yes this used to happen). We have the FTC that limits how much interest a company can charge you for lending you money. So we do have some of the “stop taking advantage of people” rules and powers in place.
However what you’re talking about is generally: individual choice. For this the issue isn’t where the attention is directed (the abuser vs the abused), its how this would be implemented. If we’re instead switching the focus and enforcement on to the “stop taking advantage of people” for everyday purchases, who would be the arbitrator of what is being taken advantage of or not who would decide if a change is made, if it is enough of a change? Today it is the individual guided buy the mantra “don’t let people take advantage of you”. Here’s an example if it were the other way:
A new 2025 Ford F-150 starts at $38,710, but if you go to a dealership lot you likely won’t find one for that price. They will all be more expensive for various reasons (no low trim models in stock, arbitrary added dealer markup, or dealer added options like tinting). So if a buyer is at that lot wanted to pay $38,710, are they being taken advantage of because they are forced to pay more? I would argue, yes! (but even my opinion is subjective). So what is the remedy? Do we force dealers to stock X number of base models with no addons? What if those sell out? Do the dealers have to stop selling higher trim models until they can get more base models on the lot resulting in ZERO F150 trucks for sale at any price?
People want a choice to decide on their own if they are being taken advantage of, and whether they are is subjective to the person, and a remedy is also subjective.
- Comment on New side hustle just dropped 2 weeks ago:
I can’t afford 3 at a time. Do you sell Loosies?
- Comment on Dell is making everyone return to office, too 3 weeks ago:
and it seems like you’d want to keep workers rather than exercise dominion over them.
They don’t want to keep workers. Most of the RTO operations are pseudo-stealth layoffs. Companies want to reduce headcount and this is a way to make people leave without having to pay out severance or unemployment insurance claims. So this is cheaper for the company.
- Comment on I got the money saved in my mansions safe. 3 weeks ago:
Those graphs make it look scary but clearly the stock market had trended upwards.
I don’t disagree, but if you’re needing money in a emergency, you don’t have the luxury of waiting weeks/months/years for it to trend upwards.
If you’re using your emergent fund within a year or two of putting the money in, I would argue it’s not an emergency.
I don’t understand that logic at all. The very definition of an emergency is that it is unplanned for, and you can never know when it happens.
Bail is a weird thing to be planning for and I don’t think you have the timeline right on how quickly bail is set.
I’m not planning on bail being needed. I’m using that specifically as an example specially because no one plans for it, which is the point of an emergency fund.
But my main point was to simply put money aside at even the smallest amount rather than make excuses.
You and I are in complete agreement on this point.
Putting it in an investment account rather than a savings account sitting right next to your checking account is too easily to access. The withdrawal delay can be a feature. The balance of the emergency fundis not something one should be seeing or thinking about as often as one sees and thinks about their bill payment account.
YMMV, I don’t necessarily think this is true for everyone, but I concede it likely is for a portion of the population. I admit this can be a valid point.
Even if one is only comfortable using a saving account, I would still suggest using a separate financial entity.
I agree with this too. One other emergency that can happen is your banking credentials being breached/identity theft, and it will take some time to sort out. If you at least have a second bank where your E-fund sits, you can live on that while your primary gets sorted out.
- Comment on I got the money saved in my mansions safe. 3 weeks ago:
This always felt like banker advice to me. That’s an insane percentage of cash to have sitting in an account that’s earning less interest than the rate of inflation.
First, if you’re getting less than 3% on your savings account rate, find a better bank (or even better a credit union).
Second, you will find that there are times in life when having cash you can lay your hands on immediate solves problems that nothing else can. An extreme example: if you need to get bailed out of jail or retain a lawyer right now, the stock you have in your portfolio is going to take more than 24 hours to liquidate and get transferred into your checking account you can pay the court or a bondsman. More than likely its closer to 48 for the market to open to close your position and perform a wire transfer to get the cash in your hands. A less extreme situation may be a desperate car repair or a dental root canal.
Lastly, you really don’t want your emergency money in volatile stocks. Even an boring S&P500 index fund is a bad choice, why? Because there are times of financial crisis that can drive down the value of your stocks or mutual funds. Its entirely possible that is the time when you’re going to need cash to float on. Selling at the bottom of the market in a crisis is a bad place to be. This was many people’s situation in 2007/2008 during the financial crisis where the market tanked the second worst in US history, and people were losing their jobs left and right.
S&P500 returns over the last 100 years:
All those red years would mean your desperately needed emergency fund is worth a fraction of what you put into it.
- Comment on Isn't having your own domain name for email very bad for privacy? And how do you pick a good domain name that doesn't sound goofy? 3 weeks ago:
Even if you create a separate email address for every account, they all still identify to your domain and the surveillance corporations can link your accounts together to your identity. So I’m not sure about having own domain name…
Have your own domain for email relationships that already have to know who you are because of the nature of the email. This is the email box/account you actively monitor. Have another “leaky” free email account not attached to your name (hotmail, gmail, etc) that you send garbage to that you need to be able to receive email from, but that you don’t actively monitor.
- Comment on What happens if a found missing person with amnesia is mistaken as someone else ? 3 weeks ago:
If the “right” person was under hospital care, and the “wrong” person is found and return in their place I imagine the indicators in their hospital care would be pretty clear they have the wrong person.
- “This patient’s blood type is different”
- “The labs on this patient are coming back drastically different than they were from last week. Last week this patient was pre-diabetic with no hypertension, and now they have no pre-diabetic indicators and are in Stage 2 hypertesion.”
- “This patient gained a 40 year old tattoo in less than 24 hours.”
- Comment on I hate when this happens 4 weeks ago:
For users that experience this, don’t be embarrassed. Your goal and IT’s goal is that the computer does want you need it to do. If its working now and there’s no problem, everyone’s happy.
