My bank forces me to re-insert my card (or tap) for every transaction. Pay CC - insert card, enter pin, move the money to the CC, machine gives a receipt (or emails it) then the machine spins out the card. If I want cash I have put the card back in. I asked the teller today about why this is happening, they are as shocked as I.
For regular debit/POS transactions, yeah, I think that’s universal. For ATMs, though, I think it depends on the ATM software, right?
Is it only your bank’s branded ATMs that do that?
My credit union doesn’t operate ATMs and just reimburses the fees, so I use any random ATM when I need to do something other than a deposit. Some ATMs let you me multiple transactions, some don’t. Some don’t even let me transfer funds, but those are usually the dinky little ATMs you find in “convenience” locations.
rc__buggy@sh.itjust.works 1 day ago
People used to leave their cards in the machines all the time. When it was the mechanical “jaws” or whatever the bank could capture the card and keep it safe. Now that they are nearly all “swipe” style that might lock the card a little, they keep you safe by making you take it back after every transaction.
Nougat@fedia.io 1 day ago
I've seen machines that still hold the card so it can't be removed (even though it remains visible), and will only release the card before completing whatever transaction you've asked it to do. This is 100% a "we're not taking responsibility for you leaving your card in the machine" thing.
rc__buggy@sh.itjust.works 1 day ago
Yeah, and I think those little traps can be defeated by thieves. Not sure of the details but it’s not secure like when the thing would just swallow your card