Covered doctors and specialists… out of network… people on Reddit kept telling me my socialised universal multi-payer healthcare by statutory health insurance, would mean I could not see the doctor I wanted and would wait forever for services. And sure, for everything that’s not immediately necessary I do wait some time. But for all things acute I can go to any general practitioner who will either provide immediate help or forward me to a specialist for immediate help. No matter where in my country I am, no matter which hospital, GP or specialist I go to, everything important is covered. And I pay less per month for it than Americans do.