let me buy a house
The advice wasn’t for house owners only. All the others are human, too.
Comment on How are Americans supposed to survive the next 30 years?
Lost_My_Mind@lemmy.world 23 hours agoI would if the damned bank would let me buy a house!!! Trying to get a 90K bank loan, have 36k in cash, and still denied because I don’t have a credit score.
NeoNachtwaechter@lemmy.world 18 hours ago
Telorand@reddthat.com 13 hours ago
I was in the same boat. Banks are lazy and often won’t underwrite custom loans that fall outside their automatic software, but there are still some who will.
If you don’t have a score (which I’m convinced some mortgage people think means a bad score, because they’re fucking idiots who can’t listen), you can ask to speak to someone in charge or go elsewhere, but there are lenders who will work with you. Got ours through USDA, which took longer and was custom underwriting, but still got the terms about two weeks later.