I would if the damned bank would let me buy a house!!! Trying to get a 90K bank loan, have 36k in cash, and still denied because I don’t have a credit score.
Comment on How are Americans supposed to survive the next 30 years?
Telorand@reddthat.com 4 weeks ago
Honestly, the ones who survive well are the ones who build communities that take care of each other: Sharing meals, sharing gardens, sharing skills and labor, sharing rides, sharing emotions and stories, etc.
Capitalism was always pushing the US towards a gigantic class divide, and Boomers and Gen X carried that torch at the expense of their descendants’ future. Communities of support are something that will have helped regardless of who is carrying what ideology and regardless of who is in charge, and they thrive in adversity.
So if you’re looking for advice, build your local communities. Strengthen your bonds with your neighbors. Participate in local governance.
Lost_My_Mind@lemmy.world 4 weeks ago
NeoNachtwaechter@lemmy.world 4 weeks ago
let me buy a house
The advice wasn’t for house owners only. All the others are human, too.
Telorand@reddthat.com 4 weeks ago
I was in the same boat. Banks are lazy and often won’t underwrite custom loans that fall outside their automatic software, but there are still some who will.
If you don’t have a score (which I’m convinced some mortgage people think means a bad score, because they’re fucking idiots who can’t listen), you can ask to speak to someone in charge or go elsewhere, but there are lenders who will work with you. Got ours through USDA, which took longer and was custom underwriting, but still got the terms about two weeks later.
technomad@slrpnk.net 4 weeks ago
Gen x is in the same boat as millenials, they just had a tiny bit more of a chance still.