Comment on Many such cases

Korne127@lemmy.world ⁨1⁩ ⁨month⁩ ago

• badcommandorfilename@lemmy.world ⁨1⁩ ⁨month⁩ ago

  I assume just normal credit card payments online? PayPal started because people were scared to use their card online, but now you get all the same buyer protections and insurance.

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  • Laborer3652@reddthat.com ⁨1⁩ ⁨month⁩ ago

    I’d rather have my credit card information on a highly secure platform like Paypal than give it out to every Tom, Dick, and Harry that asks for it on the internet.

    Even if PayPal is only “mostly” secure, I still get better security from having a smaller attack surface.

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  • woodgen@lemm.ee ⁨1⁩ ⁨month⁩ ago

    How do you send money to friends or businesses with credit card? Is there a paypal card which has its password printed on it?

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    • 0laura@lemmy.world ⁨1⁩ ⁨month⁩ ago

      just send them money to their bank account. it’s a lot more common in Europe.

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    • Kusimulkku@lemm.ee ⁨1⁩ ⁨month⁩ ago

      I just use a bank transfer

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    • Sc00ter@lemm.ee ⁨1⁩ ⁨month⁩ ago

      Venmo usually, but many banks have built in cash payment apps too.

      I’m 35 and never had a PayPal account and have never felt the need for one

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      • woodgen@lemm.ee ⁨1⁩ ⁨month⁩ ago

        Obviously you can do a SEPA transfer as well, but it’s not instant and you have to type a long number and don’t have a consistently good user experience. Bank apps lack good UX. Stuff like “send this friend 5 bucks again, this is his profile picture” and are a pain to log into.

        I don’t say I like paypal or banks, i actually dont like either. But paypal is just more convenient.

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      • floridaman@lemmy.blahaj.zone ⁨1⁩ ⁨month⁩ ago

        Venmo is, afaik, owned by PayPal, although they do a good job to not let on that it’s a PayPal service.

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• Cryophilia@lemmy.world ⁨1⁩ ⁨month⁩ ago

  PayPal stole my money and I’m far from the only case. Venmo is much better, but still provides fundamentally the same service

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  • 0ops@lemm.ee ⁨1⁩ ⁨month⁩ ago

    Which is weird because PayPal has owned Venmo for over a decade

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    • Cryophilia@lemmy.world ⁨1⁩ ⁨month⁩ ago

      Yep. Dunno what the difference is, but it works much better. Probably the underlying software is just better.

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  • grandkaiser@lemmy.world ⁨1⁩ ⁨month⁩ ago

    Got bad news for you bud… Same bank.

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    • Cryophilia@lemmy.world ⁨5⁩ ⁨weeks⁩ ago

      lemmy.world/comment/11648954

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• WhatYouNeed@lemmy.world ⁨1⁩ ⁨month⁩ ago

  For a merchant; PayPal fees are quite high, their merchant support is abysmal and you have to be a decent size SME before you get a dedicated account manager.

  And dont even get me started on their so called “merchant protection” offer for disputes.

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• MissJinx@lemmy.world ⁨1⁩ ⁨month⁩ ago

  yeah I like paypal and use it a lot

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