Monero
Comment on I’ve been locked out of PayPal for years because of their mistake
accideath@lemmy.world 5 months agoNo one I know has venmo. Most people I know wouldn’t even know what venmo is. I’m not even sure it’s available here in Europe. I believe it actually isn’t, can’t find it on the AppStore.
And Google pay and Apple pay are nice and I personally use them but I’m not always on a device that supports them, I’m not always on shops that support them and I know a lot of people who don’t have credit/debit cards, only giro cards, and those usually aren’t supported either. And, at least in Europe, you cannot send money to friends via Apple Pay or Google pay.
shortwavesurfer@monero.town 5 months ago
accideath@lemmy.world 5 months ago
So, crypto?
shortwavesurfer@monero.town 5 months ago
Absolutely. It is absolutely the future of finance.
Passerby6497@lemmy.world 5 months ago
And Twitter is absolutely the future of social media!
See, we can all post statements that are clearly detached from reality and entirely incorrect.
accideath@lemmy.world 5 months ago
I know one person who owns crypto, no shops that take it and I know of too many people who speculate with it. If it is the future of finance, that future is still fairly far away.
HeyJoe@lemmy.world 5 months ago
Where I am from everyone used Venmo… I never wanted it, I had PayPal forever due to ebay I think in the 2000’s so why did I need another service that did the exact same thing as PayPal and it’s even owned by the same company! Sadly, I lost that battle and caved. Idk why everyone said let’s use venmo or why it got big, but I’m stuck out of convenience for others now.
Personally, I love Zelle the most since it’s a direct transfer from bank account to bank account and available immediately without the 2 day wait like the other services.
Alborlin@lemmy.world 5 months ago
In EU, you need to use PayPal at all.bank transferes are instant, banks provide disponible debit cards , you can use Google pay Almost anywhere, which keeps your Privacy. Where is that you NEED to use PayPal in EU?
accideath@lemmy.world 5 months ago
Instant bank transfers cost me 49ct each and for most people I know it’s similar. PayPal is free. And I already use Apple pay, why would I use Google pay on top?
Wizard_Pope@lemmy.world 5 months ago
Does you bank have an option to send money for free? Mine does l. You just download their virtual wallet app and you can send instant transfers for free from that app to anyone that uses the same service. And most banks here offer it. They call it FLIK and it is really convenient.
accideath@lemmy.world 5 months ago
I can send money for free but only within 2-3 business days or to accounts at the same bank. Instant transfer to different banks costs 49ct
Summzashi@lemmy.one 5 months ago
I use PayPal for their dispute feature. Bank transfers using ideal are usually final, while PayPal will charge back most of the time until the dispute is resolved. It gives you a much better position as a consumer to deal with shady companies.