I’m in a similar position, middle aged, clear driving history for about 15 years, car’s an '18. I pay ~$450 every 6 months with Progressive. Paying the whole amount up front gives me a good discount. If you can’t do that size payment at once you can pay with PayPal credit and it should be no interest for 6 months so you can get the discount and still pay monthly.
Comment on car insurance
frickineh@lemmy.world 7 months agoWhere on earth are you getting insurance for 2 cars for $500/6 months? In middle aged, drive a 10 year old car, and have a perfect driving record, and mine’s about $100/month. I’ve priced the same level of coverage with other companies and that’s pretty much what all of them offered.
Lemmeenym@lemm.ee 7 months ago
frickineh@lemmy.world 7 months ago
I need to check on whether I get a discount for paying all at once. I’m finally at a point where I could manage it but I have no idea what it would save.
J4g2F@lemmy.ml 7 months ago
I live in the Netherlands and now pay €188 a year. It’s just a “wa” insurance meaning if I hit something they pay the damage of the other’s, but not mine damage.
I drive a car from 2009 and have 10 years of no damages. So if your willing to move to the Netherlands wait 10 years you can lower your payment. (Not really a option I guess)
brygphilomena@lemmy.world 7 months ago
Farmers
2003 Subaru WRX and 2001 Toyota MR2
250 bodily injury per person
500 bodily injury per accident
100 property
Comprehensive and collision on the MR2.
Total is 494.50/6mo
Neato@ttrpg.network 7 months ago
That was a few years ago. But I have the same coverage and cars for $580/6mo. BTW it’s cheaper to pay all at once usually.
But our cars are compact and subcompact about 9 & 10 years old. We carry 100/300/100. It’s GEICO is MD but it was also about the same with progressive in FL. Only one of us has a perfect record, the other is still minor and rare.
So you may just live in an expensive state for insurance.
frickineh@lemmy.world 7 months ago
Totally possible. CO has gotten pretty expensive for everything. :/ It may still be time to get some other estimates again, though.