There is something about ATM system architecture that must be so ancient it ran on punch cards. In reality I’m sure it’s COBOL being COBOL but there’s hardly any excuse for a machine to take SO LONG to process a simple transaction.
Comment on *Proceeds to append an exclamation mark*
Aeder@lemmy.world 5 days agoMy (soon to be ex) bank recently decided to make everyone use their ID card number which can be obtained from many sources and does not change, a username with symbols and numbers and minimal length requirements which cannot be changed and a 4 digit pin code. No 2FA at all, so its only saving grace is that you get locked out at 3 tries.
I’m guessing they are trying to align everything to their legacy ATM pin code system instead of making the ATM system better.
JoeBigelow@lemmy.ca 5 days ago
Warl0k3@lemmy.world 5 days ago
Credit unions really are refreshing (as much as a financial institution can be, at least). Mine’s utter shit, but they’ve still gone to unrestricted length ATM pins and options for 2FA / 3FA online access and they support FIDO2 for auth & transaction confirmation. It’s ridiculous how behind the establishment banks are getting.