Comment on Anon tries to understand credit scores
TubularTittyFrog@lemmy.world 13 hours agobecause that’s weird. that’s not a situation most people would have.
the card they got as a kid would be a shitty card with a very high APR. any smart person would dump it and replace it with a better card.
kungen@feddit.nu 7 hours ago
Which doesn’t matter if you pay it off in full each month ;)
TubularTittyFrog@lemmy.world 7 hours ago
yeah, that’s how you build credit.
but a lot of people don’t use credit that way. they take out personal loads, load up cc, and make minimal payments. and wonder why they are broke.