Shitty deal, but yeah, moves like this will save you money.

Dad: “You know how when you and your gf want to learn how something works and you get books at the library and learn about it? (90s, OK?) You can learn how money works.”

Lemmy: NOAAWW! Want money want credit! No learn!

Reminds me of a coworker telling me overtime is bullshit because they charge you more taxes and you actually make less money.

Oh honey. That’s why you’ll never have more money.