Comment on Anon tries to understand credit scores

• derpgon@programming.dev ⁨6⁩ ⁨hours⁩ ago

  1:1 same as credit score - in the worst possible way

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• piecat@lemmy.world ⁨4⁩ ⁨hours⁩ ago

  Is that relevant to anything? Credit score bad. Next.

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  • damnedfurry@lemmy.world ⁨2⁩ ⁨hours⁩ ago

    Credit score bad. Next.

    Nah, it’s good for me to know the risk before I lend to someone. Only bad borrowers are against their reputation re repayment history not being public.

    Without credit scores, nepotism and bigotry are what decides who gets loans, since lenders will have nothing but ‘vibes’ to go off of. No thanks.

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