Liability only means your insurance pays the other car, you pay your own damages. I got liability only on my very old car. Our safer car that is driven by my wife and which carries the kids that one has comprehensive. It would cover both parties… Get this, up to Tue great sum of 100,000.00! Anything beyond that you are on your own buddy!
Comment on Insuranace is a joke
StaticFalconar@lemmy.world 1 week ago
Insurance covers damage to the other party if you were at fault, any medical issues. To only see its value for taking care of your own car and nothing else is short sighted and ignorant.
altphoto@lemmy.today 1 week ago
LordCrom@lemmy.world 1 week ago
Not true if you are in a no fault state. In Florida, diesn matter who’s at fault…you go through your own insurance and bear the coat of increased premiums …even if its 100% other guts fault.
Had a car totalled. 2018 elantra. Ins gave me 8k, black book value… But a replacement could not be found for less than 17k for same model, blue book value+dealer profit shit.
Wtf.
shalafi@lemmy.world 1 week ago
Florida here, did not know that. I had thought “no fault” meant that the cop on the scene could judge an accident to be “no fault”, no one party was liable.