Comment on Discussion Thread 😎 Sunday 17 August 2025

RustyRaven@aussie.zone ⁨6⁩ ⁨days⁩ ago

• Force_majeure123@aussie.zone ⁨5⁩ ⁨days⁩ ago

  You have more than 20 bank accounts??

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  • RustyRaven@aussie.zone ⁨5⁩ ⁨days⁩ ago

    Yes. Most of them are with Macquarie that give you the full high interest on all the savings accounts and you can make transactions directly to/from them, so I have multiple accounts set up to use as my budgeting buckets. I have automatic payments come out of each pay, then I just spend money from the appropriate account to keep track of spending instead of having to record anything seperately.

    I’ve also got some savings with other banks, partly to get a little bit higher interest and partly so I’ve still got access to funds if there is a computer problem.

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    • Taleya@aussie.zone ⁨5⁩ ⁨days⁩ ago

      yah, I have a few with Bank Aust. There’s the one linked to my card, personal savings, the bill kitty, the cat emergencies fund, the rates kitty, the car kitty, the house reno kitty which gets an extra interest bonus with a min 100 deposit and no withdrawls per month.

      We both chuck X amount into each one every pay and then we don’t ever have to worry about being short for something.

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  • SaneMartigan@aussie.zone ⁨5⁩ ⁨days⁩ ago

    If they’re gonna offer an extra 1% interest for the first four months, every four months I’m opening a new account. I’ve had to deal with the fraud department a few times as I roll my house deposit around the place to maximise my interest.

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