That’s pretty much how it works. Newborns qualify for Medicaid, and low income pregnant women generally do too.
Comment on How do poor people in the states give birth without money?
Semi-Hemi-Demigod@kbin.social 8 months ago
My sister was on welfare and had a kid around the same time as me. Hers was covered completely by Medicaid.
Mine, because I had a job and health insurance, cost me $20,000. Didn’t finish paying for the kid until her 2nd birthday.
ryathal@sh.itjust.works 8 months ago
bighatchester@lemmy.world 8 months ago
I always wonder what would of happened to my son if I wasn’t Canadian. He was not growing properly in the womb which meant many doctors appointments and ultrasounds . And then he was born 3 months premature and spent 3 months in the NICU. I didn’t have to pay a cent for any of it .
I_AnoN_I@lemmy.world 8 months ago
Natural selection eould have taken place if you were American
lemmyman@lemmy.world 8 months ago
Are you familiar enough with the details to share them? Because this sounds strange to me - every plan has an out of pocket maximum and the highest I’ve seen is $14k. Are you including premiums? Do the costs span multiple years?
Semi-Hemi-Demigod@kbin.social 8 months ago
This was pre-Obamacare, and the birth alone - with c section - was $20k.
MightEnlightenYou@lemmy.world 8 months ago
I’m not American so maybe I’m getting something wrong… But aren’t you making a faulty assumption about people having a plan at all? Isn’t the amount of completely uninsured in the us in the double digits or something?
aidan@lemmy.world 8 months ago
Isn’t the amount of completely uninsured in the us in the double digits or something?
No.
Plus in the comment she said she had insurance.
russjr08@outpost.zeuslink.net 8 months ago
The original commenter did mention they had health insurance
MightEnlightenYou@lemmy.world 8 months ago
You’re correct, my bad
moistclump@lemmy.world 8 months ago
Oh my.
GiddyGap@lemm.ee 8 months ago
Medicaid is the correct answer. Surprised more people aren’t mentioning it. It’s specifically in place to cover people with low incomes who often don’t have insurance through an employer.
Medicaid will often cover the cost of child birth for low-income people 100%.
That being said, if you have slightly higher income than allowed to enroll in Medicaid, your only option may be a long-term payment plan and lots of debt that you may carry for the rest of your life. It’s an awful system that really only benefits the strong.
Canada, don’t go down that road.