My wife has had bad credit for a good chunk of the time we’ve known eachother, and its really incredible seeing what circumstances cause the offer letters to start or stop flowing. Basically the only thing that made the offer letters stop fully was when she got a head injury and couldn’t remember to do any weekly or monthly tasks and defaulted on all 3 of her credit cards. That stopped the letters for a few months until the first couple of cards were paid off in full from collections and then the credit offer letters started flowing again.
Grass@sh.itjust.works 4 weeks ago
meanwhile I make poor choices and do fuck all and the bank keeps offering me loans and cc limit increases until I begged them to stop twice
Trainguyrom@reddthat.com 4 weeks ago
My wife has had bad credit for a good chunk of the time we’ve known eachother, and its really incredible seeing what circumstances cause the offer letters to start or stop flowing. Basically the only thing that made the offer letters stop fully was when she got a head injury and couldn’t remember to do any weekly or monthly tasks and defaulted on all 3 of her credit cards. That stopped the letters for a few months until the first couple of cards were paid off in full from collections and then the credit offer letters started flowing again.
Taalnazi@lemmy.world 4 weeks ago
Capitalist banks and oligarchs commit fraud like everyone. The difference is that they don’t get held responsible, and force others to suffer instead.