Comment on Venmo overdrafted my bank rather than use the balance in my account

COASTER1921@lemmy.ml ⁨3⁩ ⁨days⁩ ago

I’ve always been able to decline overdraft when opening a bank account in person. Banks argue the fee is preferable to the embarassment of having the transaction declined, but with how often credit cards flag fraud the embarrassment when it happens is practically zero.

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