You have to work to get a 350. I’ve been selling cars a long time and seen only a couple go that low. We always say on scores like that we couldn’t get financed on a dollar with 4 quarters down.
Comment on The ultimate life hack the government doesn't want you to know
dan1101@lemm.ee 1 year ago
I kinda doubt the thieves are very picky.
RadButNotAChad@lemmy.world 1 year ago
Trainguyrom@reddthat.com 1 year ago
My wife literally defaulted on 2 or 3 credit cards last year (she got a head injury at work and literally couldn’t remember whether or not she’d paid them) and while her score dipped into the 400s it’s back up to the low 600s thanks to regular payments on our mortgage and car loan.
My brother in law apperently managed to drop into the 300s though. He has relatively high income from his factory job, his mother helped him buy a house and he spends all of his money so every payment is late or missed and he’s constantly on the brink of defaulting purely because he doesn’t know how to manage his money
jarfil@lemmy.world 1 year ago
So like, hypothetically, how much would one have to steal to get a 350… or being a Loch Ness Monster would be enough?
DragonTypeWyvern@literature.cafe 1 year ago
350 is basically "don’t loan this dork money under any circumstance.’