What does this mean
Comment on I'm leaving the US for good, anything I should do before I leave?
loomi@lemmy.world 1 week ago
Freeze your credit profiles
tetris11@lemmy.ml 6 days ago
Sc00ter@lemm.ee 6 days ago
To freeze your credit means that you (or anyone inpersonating you) can do anything that requires your credit. Cant make large purchase, take out loans, etc. Its a good way to protect yourself from identity theft.
To unfreeze it, you need to go through a process with the credit union before you can use it again. Its generally a good practice to freeze your credit always if you can plan ahead for large financial purchase
Late2TheParty@lemmy.world 6 days ago
I am WAY too lazy to type everything out, but there’s 4 credit bureaus that effect/control your credit score. Setting a freeze prevents anyone from checking that score in the process of, say, opening a credit card, buying a car or home, and more.
loomi@lemmy.world 6 days ago
This is what I mean:
krebsonsecurity.com/tag/credit-freeze/
krebsonsecurity.com/…/why-where-you-should-you-pl…
Basically put your electronic identify in a freezing unusable state so that in the off chance you must return, you don’t return to a nightmare. Just don’t forget your passwords and pins.