Comment on I'm leaving the US for good, anything I should do before I leave?

loomi@lemmy.world ⁨2⁩ ⁨months⁩ ago

• loomi@lemmy.world ⁨2⁩ ⁨months⁩ ago

  This is what I mean:

  krebsonsecurity.com/tag/credit-freeze/

  krebsonsecurity.com/…/why-where-you-should-you-pl…

  Basically put your electronic identify in a freezing unusable state so that in the off chance you must return, you don’t return to a nightmare. Just don’t forget your passwords and pins.

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• tetris11@lemmy.ml ⁨2⁩ ⁨months⁩ ago

  What does this mean

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  • Sc00ter@lemm.ee ⁨2⁩ ⁨months⁩ ago

    To freeze your credit means that you (or anyone inpersonating you) can do anything that requires your credit. Cant make large purchase, take out loans, etc. Its a good way to protect yourself from identity theft.

    To unfreeze it, you need to go through a process with the credit union before you can use it again. Its generally a good practice to freeze your credit always if you can plan ahead for large financial purchase

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  • Late2TheParty@lemmy.world ⁨2⁩ ⁨months⁩ ago

    I am WAY too lazy to type everything out, but there’s 4 credit bureaus that effect/control your credit score. Setting a freeze prevents anyone from checking that score in the process of, say, opening a credit card, buying a car or home, and more.

    literature.cafe/post/17385059

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