Comment on car insurance

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dumpsterlid@lemmy.world ⁨7⁩ ⁨months⁩ ago

A person can actually, literally, control whether their car hits anything. It’s a solvable problem.

That is a really silly way to look at car accidents and the tragedies that come out of them. Just because you could rewind time and change what the drivers were doing to avoid a crash happening doesn’t really mean anything about the inherent risk factors to driving. Accidents are going to happen, we live in the real world not the one in which people behave consistently and perfectly and freak unexpected situations never happen.

I disagree. It’s like a gun. There’s negligence, but “true accidents” I’m not sure if I buy it.

No, you can walk around with a gun, even with it cocked and so long as you keep your finger off the trigger the likelihood of an unavoidable or unforeseen accident is still fairly low. A gun is an inert object that must be compelled to become lethal by the pressing of a trigger. A 5000 pound SUV on the other hand, by simply moving at normal driving speeds in close proximity to other people, consistently presents lethal opportunities that the driver must actively take steps to prevent from becoming realities. A gun and a car are almost precise opposites in that respect.

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