Comment on car insurance

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repungnant_canary@lemmy.world ⁨7⁩ ⁨months⁩ ago

Driving a car is absurdly difficult, incredibly dangerous, takes only a second of distraction to kill yourself and others

Yes and no.

It seems that most people are falsely convinced (or even peer-pressured to some extent) that you must drive at the speed limit or even above it. But you actually don’t have to. You must adjust your speed for weather conditions, road conditions, traffic intensity, surrounding safety infrastructure (or lack of it) and your skills and current condition.

It seems that learning how to choose your speed is missing from most driving courses worldwide. Sometimes, road maintenance provides some advice on that, for example in France you have different speed limits for wet/dry road. But in other cases drivers ignore that guidance - sometimes highway speed limit is lowered due to lack of hard shoulder or animal fences but very few people understand that and most just ignore the limit.

And then there’s your own condition - if you’re tired, slow down, your kids are crying in the back, slow down, you’re on new road, slow down, have a gut feeling, slow down!

What you’re describing is actually mostly a case for driving too fast for given conditions. Even if you’re not speeding but you can’t read and comprehend signs, road, other cars, pedestrians and navigation - you’re driving too fast, slow down.

So I think both your and OP’s comments boil down to attention. As long as you remember essential driving rules and pay attention to road, surroundings and those rules it’s difficult to cause an accident. But if your attention is slipping then it’s a slippery slope.

And if you observe that you often struggle to pay attention to one of those things, you should review your actions and skills and apply necessary corrections.

Driving is easy in a way that it’s schematic and there are not many rules compared to say aviation. But it’s not mindless! You must think about your skills, capabilities and your state of mind and act according to those. In aviation pilots do thorough risk assessment before and during flight, and drivers should do that as well. What makes driving easier than flying is that when you identify the risk as too high you can just slow down or stop.

So to summarise. For God’s sake SLOW DOWN! It saves lives.

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