Huh. I’ve never thought of that, and it’s a really good question. I’m guessing there may be some kind of “I own it, but don’t drive it” group within insurance that deals with it, or maybe be kind of shared responsibility between the two.
Comment on car insurance
Kolanaki@yiffit.net 2 years agoMakes me wonder how having a personal driver would affect premiums.
don@lemm.ee 2 years ago
Kid_Thunder@kbin.social 2 years ago
Depends who owns the car or who has the loan out against the car. If you own the car and hire the driver, you insure the car and put them on the policy as the primary driver.