Comment on car insurance

Vej@lemm.ee ⁨8⁩ ⁨months⁩ ago

• Ioughttamow@kbin.run ⁨8⁩ ⁨months⁩ ago

  How old? What kind of car?

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  • Vej@lemm.ee ⁨8⁩ ⁨months⁩ ago

    At the time it was a 3 year old Scion IQ.

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    • Ioughttamow@kbin.run ⁨8⁩ ⁨months⁩ ago

      That does seem very high o.O

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      • Vej@lemm.ee ⁨8⁩ ⁨months⁩ ago

        Just a tad.

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• BakedCatboy@lemmy.ml ⁨8⁩ ⁨months⁩ ago

  Damn. I managed to get basic insurance for like $75/mo but it’s one where they require you to install a tracking app on your phone for the first month that gives you a higher rate if you accelerate or brake hard. I just drove like a grandma for a month and uninstalled it after.

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  • Vej@lemm.ee ⁨8⁩ ⁨months⁩ ago

    Yeah I pay ~1k for all the cars in the house for a year. No tracking app. 3 cars.

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• skyspydude1@lemmy.world ⁨8⁩ ⁨months⁩ ago

  I’ve noticed that some insurers give insane “fuck you” quotes for no reason. I had Progressive under my parents since I started driving, and when I got my own insurance, it was around $500/6 months through them. I wanted to get other quotes from some other insurers and the rates were absolutely insane by comparison. Like, $500-800 PER MONTH. I have no idea why they were so much more. I know there are loyalty discounts and such, but I don’t think they’re going to be ~85%.

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  • Trainguyrom@reddthat.com ⁨8⁩ ⁨months⁩ ago

    Car insurance generally hates young adults. I paid through the nose for 6 months of crap insurance through progressive than immediately jumped to a broker who got me a lower rate on better coverage (and actually knew what the right amount of coverage was) and they’ve consistently got me more coverage for a lower rate ever since. Granted some of that probably comes from my aging out of that high risk 18-25 bracket but still

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    • skyspydude1@lemmy.world ⁨8⁩ ⁨months⁩ ago

      I totally get that, but what I don’t understand is why Progressive was so reasonable compared to literally everyone else for literally identical coverage. It’s like for whatever reason they were the only ones who didn’t care I was in that <25 age bracket.

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• Abucketofpuppies@lemmy.world ⁨8⁩ ⁨months⁩ ago

  That’s a pretty typical rate except for comprehensive for an entire year

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  • Vej@lemm.ee ⁨8⁩ ⁨months⁩ ago

    This was a month.

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