I agree. I think is a mix of people living check to check (no choice) and bad education.
I came from no money and learned financial planning skills from the internet.
Now I’m at the point where I got an emergency fund and savings, but it took me years to get here.
KimjongTOOILL@lemmy.world 7 months ago
56% of Americans don’t have enough to cover a $1000 unexpected bill. So I’d guess less than 5% have 6 months of expenses saved.